If you can’t open a bank account, it’s probably because ChexSystems is stopping you. We’ll show you how to fix the problem. It’s easy once you know how!
Credit reports, though confusing and sometimes dreaded, are a major component of your financial life. If you are unfamiliar with this important document, it can literally cost you! In this article, we’ll help you obtain your free credit report, analyze it and correct any mistakes that may be on it. This post contains affiliate links. […]
Learning how to settle debt can change your life. At the very least, it can make a HUGE difference on your household finances and credit score! Shortly after my husband was discharged from the Army, I began working for an eccentric art gallery owner. She was very sweet and very elderly. She was also very […]
Got debt? The statute of limitations is something you need to know about. If you don’t know about this, you could make some basic mistakes that could cost you thousands of dollars! What does “debt statute of limitations” mean? When it comes to debt, the statute of limitations determines how long a debt collector can […]
Debt collection scams are very real – and very dangerous. Despite the fact that the law protects consumers from abusive and unfair debt collection practices, many debt collections agencies disregard the law and engage in manipulative tactics designed to scare you into repaying more than you owe! We’ve summed up many of these awful industry […]
Got debt? You could save yourself thousands of dollars by understanding your rights under the Fair Debt Collection Practices Act (FDCPA). This law clearly outlines what debt collectors can and cannot do when they are trying to get you to pay on an outstanding debt. Debt collection is a nasty business. In America, there is […]
Lower your interest payment and make life simpler with a debt consolidation loan. Learn about the options you have to combine all your debt into one easy payment.
How do unpaid medical bills affect your credit? We looked at some of the ways they’re hurting your credit and what you can do to fix it!
Bad credit can make homebuying difficult but not impossible – especially for veterans! If you meet the basic eligibility requirements for a VA home loan, this is one benefit that can change your life! Who qualifies for VA loans? The rules are simple. There are two groups of people who qualify for VA loans: military/veterans […]
Medical debt piles up very fast. For most of us, insurance only covers a portion. Though insurance that covers 80 to 90 percent of medical costs sounds like a great deal, even your 10 to 20 percent portion can quickly overwhelm you financially when your family’s medical bills total in the thousands or tens of […]
Are items on your credit report holding you back from getting more financial freedom? Here’s how to dispute credit report and win so you can get more approvals and better interest rates!
Check out our favorite credit cards for bad credit. You can get lower interest rates, added security and additional benefits from these credit cards even without perfect credit.
Have you heard about the Chime credit card? Our favorite bank has debuted a Credit Builder card that builds credit but works like a debit card. If you’re having a hard time building credit, then you need to know about this. What is the Chime credit card? The Chime Credit Builder Visa Credit Card is […]
Eating healthy on a budget isn’t easy, so many people scour the web for cheap healthy meals they can make at home. Many trendy diets require absurdly expensive food but they aren’t really necessary. There are many affordable, nutritious ingredients that you can use to create cheap, healthy meals at home. What’s healthy, anyway? Healthy […]
Are you ready to learn how to make a budget? Although people usually think of a “budget” as restrictive, it’s actually incredibly empowering. If you’re ready to take control of your spending, save money, or pay off debts, there’s nothing more helpful than a budget. Understand your current spending. I have an awesome friend who performs a […]
Second chance banking means that you won’t be denied or penalized because of a bad banking experience in your past. These accounts give you the opportunity to re-establish yourself and build a positive banking history… and in some cases, they offer some incredible benefits that you won’t find at traditional banks! This post contains affiliate […]
Credit unions are much better than banks for low income customers. If you’re tired of excessive fees, awful overdraft policies and the constant customer service nightmare of traditional banks, a credit union might be the best choice for you.
If you need financial help with car registration, then you already know that vehicle registration is expensive. The costs of vehicle registration make it hard for low income households to safely and legally drive. This can make it difficult to go to work, go to school, buy groceries or really do anything at all. Fortunately, […]
A car crash can completely derail your life. On the smallest level, a crash can cause damage to your car that you’ll have to have repaired. On a larger scale, car accidents can cause significant injuries that might cause you to be unable to work or unable to function as you did before the crash. […]
The high cost and challenges of buying a home for the first time can be frustrating for any first-timer. Factors such as having a specific amount of down payment, combing through the different real estate listings, and knowing your credit card score have to be considered. Since you’re probably getting a lot of advice on […]