Derek

Medical debt piles up very fast. For most of us, insurance only covers a portion. Though insurance that covers 80 to 90 percent of medical costs sounds like a great …

Selling your old used car should be simple. Set your price, advertise, negotiate, and collect the money. In the olden days, a classified ad in the local paper sufficed, but …

No matter what kind of credit you have, there is usually some type of credit card available to you. It’s important to understand the different types of credit cards so …

Workers’ compensation plays a vital role in the financial security of millions of Americans. If you are like most of us, you can’t afford to be out of work with …

The process of applying for a home loan is uncharted territory if you’ve never done it before. If you’re going to be applying for a mortgage soon, you’ll want to …

A car crash can completely derail your life. On the smallest level, a crash can cause damage to your car that you’ll have to have repaired. On a larger scale, …

Saving money on a car doesn’t mean avoiding car maintenance and repair — in fact, neglecting maintenance can cost you much more in the long run. There are actually many …

Preventative healthcare is a great way to save yourself time and money, even though it might not seem that way in the short term. Regular checkups and good habits prevent …

Entry level jobs for immigrants abound across America! That’s why so many immigrants move to the United States to pursue better job opportunities. Once you have put in a little …

Even the most frugal among us may be hanging onto a few wasteful habits. Whether you’re already living a frugal lifestyle or just getting started, watch out for these sneaky …

Many people have to live paycheck to paycheck to make ends meet. They have to do some significant juggling to meet all their considerable obligations. But when a surprise event …

Saving money in the grocery store means making smart choices about what to put in your cart. Choosing items with high nutritional value and low price tag can ensure that …

Many people cite money as the primary source of stress in their lives. According to a recent CBS News article, 64% of adults say that finances are the number one …

A midlife crisis tends to hit people between the ages of 45 and 64. It is considered a psychological crisis triggered by self-doubt, thoughts about mortality, and reflections on whether …

If you come from a low-income family or live on low income, getting a degree or finishing your schooling can seem impossible. However, with an increasing number of colleges trying …

Some of the best jobs out there don’t require a college degree. If you don’t feel like waiting four years to start a career, there are some great options for …

Southern California Edison is well aware of how quickly utility bills can grow, and the company has a few programs and options for people who need help with bills. Some …