7 Easy Ways to Get Free Cash for Seniors

We’ve found 7 helpful programs that offer free cash for seniors! Here’s what you need to know. 

ABD Program

ABD stands for Aged, Blind and Disabled. There are several states with ABD programs, although they sometimes go by different names. 

For example, in Washington this is a state-funded program that provides cash assistance to low income individuals who are at least 65 years old or blind or disabled. This program provides up to $197 for an individual or up to $248 for a married couple. In order to be eligible, you must meet income, resource and citizenship requirements. 

These programs obviously vary by state, but I was able to find similar programs that provide cash benefits to seniors in Colorado, Nebraska and a few other states. 

Social Security

Of course, any article about free cash for seniors needs to include Social Security. Social Security retirement benefits, Social Security disability benefits and Supplemental Security Income have been instrumental in helping low income seniors across America.

Of course, we have tons of other content on Social Security, so you may want to check those articles out if you’re interested in applying for those programs. 

TANF 

TANF is a cash grant program designed to help low income families. In order to get these benefits, you must have a minor child in your household… but since there are 2.7 million grandparents raising their grandchildren in America, there are many seniors that can also benefit from this program. 

In fact, AARP has found that 20% of grandparents raising grandchildren are living in poverty. Many do not have any support from the parents of the children and many don’t know that TANF can also provide free cash for seniors who are raising children. If you are currently raising your grandchildren or other young people, please look into the TANF program. Households receive an average of $447 per month from this program and it can make a big difference. 

Farmer’s Market Vouchers

The Senior Farmers Market Nutrition Program provides vouchers that can be spent like free cash at farmer’s markets. This program is designed to help seniors afford healthy, locally-sourced food while also encouraging spending at local farmer’s markets. Contact your local Senior Center for more information. 

Tax Credits 

The IRS provides a tax credit for the elderly! This tax credit is available for those who received taxable disability income and are at least age 65 or retired with a permanent disability. There are income limits for this program, but I encourage you to look into it if this describes your situation. 

LIHEAP

Low income seniors can get help from LIHEAP, which can pay money toward your utilities! Although it doesn’t necessarily put cash in your hand, this program can help free up your funds by paying down utilities for you. 

USDA Housing Repair Grants

Seniors may be eligible for home repair grants, which can help improve the comfort of your home and lower your utility expenses. Some programs can also install mobility ramps and other disability modifications. The funds provided for this program must be used to repair, improve or modernize your home, or to remove health or safety hazards.