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7 Easy Ways to Get Free Cash for Seniors

7 Easy Ways to Get Free Cash for Seniors

We’ve found 7 helpful programs that offer free cash for seniors! Here’s what you need to know. 

ABD Program

ABD stands for Aged, Blind and Disabled. There are several states with ABD programs, although they sometimes go by different names. 

For example, in Washington this is a state-funded program that provides cash assistance to low income individuals who are at least 65 years old or blind or disabled. This program provides up to $197 for an individual or up to $248 for a married couple. In order to be eligible, you must meet income, resource and citizenship requirements. 

These programs obviously vary by state, but I was able to find similar programs that provide cash benefits to seniors in Colorado, Nebraska and a few other states. 

Social Security

Of course, any article about free cash for seniors needs to include Social Security. Social Security retirement benefits, Social Security disability benefits and Supplemental Security Income have been instrumental in helping low income seniors across America.

Of course, we have tons of other content on Social Security, so you may want to check those articles out if you’re interested in applying for those programs. 

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TANF 

TANF is a cash grant program designed to help low income families. In order to get these benefits, you must have a minor child in your household… but since there are 2.7 million grandparents raising their grandchildren in America, there are many seniors that can also benefit from this program. 

In fact, AARP has found that 20% of grandparents raising grandchildren are living in poverty. Many do not have any support from the parents of the children and many don’t know that TANF can also provide free cash for seniors who are raising children. If you are currently raising your grandchildren or other young people, please look into the TANF program. Households receive an average of $447 per month from this program and it can make a big difference. 

Farmer’s Market Vouchers

The Senior Farmers Market Nutrition Program provides vouchers that can be spent like free cash at farmer’s markets. This program is designed to help seniors afford healthy, locally-sourced food while also encouraging spending at local farmer’s markets. Contact your local Senior Center for more information. 

Tax Credits 

The IRS provides a tax credit for the elderly! This tax credit is available for those who received taxable disability income and are at least age 65 or retired with a permanent disability. There are income limits for this program, but I encourage you to look into it if this describes your situation. 

LIHEAP

Low income seniors can get help from LIHEAP, which can pay money toward your utilities! Although it doesn’t necessarily put cash in your hand, this program can help free up your funds by paying down utilities for you. 

USDA Housing Repair Grants

Seniors may be eligible for home repair grants, which can help improve the comfort of your home and lower your utility expenses. Some programs can also install mobility ramps and other disability modifications. The funds provided for this program must be used to repair, improve or modernize your home, or to remove health or safety hazards. 

Nicole is the owner and lead researcher for Low Income Relief. She has over 20 years of professional research and writing experience, and she has been solely dedicated to investigating low income topics for the last 10 years. Nicole started Low Income Relief after a personal experience with poverty. When her husband was medically discharged from the US Army, their family experienced tremendous financial hardship. Nicole was able to gather help from multiple community agencies and move into a nearby low income housing unit in just two weeks! Since then, Nicole has been dedicated to helping low income families in crisis. She regularly spends hundreds of hours combing through countless resources to make sure that Low Income Relief has the most comprehensive and complete resource directories on the internet today. Prior to starting Low Income Relief, Nicole worked as a novelist, journalist, ghostwriter and content creator. Her work has been featured in various print and online publications, including USA Today, The Daily Herald, The Chronicle and more. Her work has also been featured by Google for Publishers and other leading industry publications.

Donna Davis

Tuesday 30th of January 2024

I live in Indiana. I'm in a financially abusive marriage. I've been waiting for over 2 yrs to get approved for disability. I can't "just leave" due to no income. Is there any assistance for someone in my situation? I also would need the help getting a divorce.

Catherine Marucci

Tuesday 30th of January 2024

Hi. Here are some resources that may be worth looking into. Often, they can offer suggestions. https://lowincomerelief.com/resources-for-domestic-violence-victims/

Gay Eddy

Thursday 5th of October 2023

I live in Ohio and I have a senior neighbor that has bed bugs. He says he can't afford it and you know that they will spread through the building. I paid $100 out of my pocket just to have my apartment inspected and now I am short on bill money. Where can I find someone to help him get his apartment exterminated before something starts proofing around to the other apartments? I am at my wits and I'm not sleeping because of this. I am lost

Catherine Marucci

Friday 6th of October 2023

Here's some info. I hope it helps! https://lowincomerelief.com/how-to-kill-bed-bugs/

Robert Grainger

Sunday 24th of September 2023

I just wished that the state that I live in in North Carolina I wish it was more money they gave seniors for food stamps they only give $16 for a month for you to live on you can't do that nobody can live off of $16 for one month if they can I would like to see them do it

Dean Sturkie

Tuesday 2nd of May 2023

Hey Nicole hope you are well. I am a c-6 spinal cord injury and went through Stage 4 cancer. Any help for getting the house I stay in repaired. Radiation has caused every tooth in the bottom of my mouth to break off . Desperately need help with that Thanks Dean

Catherine Marucci

Wednesday 3rd of May 2023

Hi Dean. Here's some info on getting help with home repairs. I hope some of it can help! https://lowincomerelief.com/free-home-repair-grants/

Joseph f r i s c h m a n

Tuesday 2nd of May 2023

Yes I am a senior citizen disabled on low income and I'm trying to get my car to fix the pass inspection and I can't afford it it's too much out of my ballpark basically and I can't get it inspected and police have given me a summons to get it fixed right away. I was wondering if you can help me find someone that can help me

Catherine Marucci

Tuesday 2nd of May 2023

Hi Joseph. One of the options in these articles may be helpful: https://lowincomerelief.com/?s=emissions Or you can call 211 to see if they know of anything in your area.