Owning a home is a wonderful but expensive experience. As many of our readers have discovered, rising rents can make mortgages look downright cheap! Unfortunately, the lower monthly costs come with the dreaded responsibility for home repairs which can be costly and unexpected.
Fortunately, there is help. Local governments and other agencies can help you bear the financial burden of home repairs.
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How to Get Home Repair Grants
Home repair grants are usually administered on a local level by governments and agencies. As part of our series on low income homeownership, we’re researching agencies that can provide home repair grants to help low income homeowners cope with unexpected and costly repairs.
This list is currently being compiled. We will complete the list in order unless we receive requests for specific states. Got a request? Leave a comment below and we’ll make sure it’s next on the list!
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
New York
Nevada
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Washington, D.C.
West Virginia
Wisconsin
Wyoming
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Nicole Thelin
Nicole leads the Low Income Relief team with over 20 years of professional research and writing experience. Nicole started Low Income Relief after a personal experience with poverty. When her husband was medically discharged from the US Army, their family experienced tremendous financial hardship. Nicole was able to gather help from multiple community agencies and move into a nearby low income housing unit in just two weeks! Since then, Nicole has been dedicated to helping low income families in crisis. She regularly spends hundreds of hours combing through countless resources to make sure that Low Income Relief has the most comprehensive and complete resource directories on the internet today. Prior to starting Low Income Relief, Nicole worked as a novelist, journalist, ghostwriter and content creator. Her work has been featured in various print and online publications, including USA Today, eHow, Livestrong, Legal Beagle, The Daily Herald, The Chronicle and more.
Karen Wheeler
Saturday 3rd of September 2022
I need a new roof. I'm afraid it will cave in this winter with the snow. I need decking to replace bad boards before someone gets hurt. Also need several repairs inside do to water damage from room. Part of my ceiling is going to drop if not repaired soon. I get enough hot water to do the dishes or for 1 person to shower a day even using a water saver.
Catherine Marucci
Saturday 3rd of September 2022
Hi Karen. Definitely contact the organizations above. It also may be worth calling 211 to see if there is anything else they can suggest.
Angeline Z Figueroa
Wednesday 24th of August 2022
Yes, please....🙏🏼 my name is Angeline Z Figueroa am 56 disabled & low income. I’ve been trying to get help to pay for my ridiculously high electric bill with MIDFLORIDA but, no applications where available there for no funds. I called several times as well as looked up application could not get through kept getting try again tomorrow for application came tomorrow still not available left messages on a random voice mail with MIDFLORIDA & still nothing🤦🏻♀️ Had to ask my daughter she asked her husband got help with the electric ⚡️ Thank God ✝️ Also have an issue with my slow leak on a pipe behind the bathrm wall also needing knew roof ? I called the Weatherization program here in Florida no applications & long waiting list also no funds I’ve also looked up help from fema just no help mean while my house is falling apart🤯😢 I’m single & live with my dog 🐶 & 🐱 I have a lot of medical issues 🥺please advise or help❣️😨 Thank You 🙏🏼
Catherine Marucci
Wednesday 24th of August 2022
Hi Angeline. Modest Needs may be able to help temporarily. https://lowincomerelief.com/modest-needs-grants/
Jodi
Saturday 6th of August 2022
Hi, I'm a disabled person and I need my roof and porch fixed. I only have a limited amount of funds and I'm trying to pay off my credit cards by consolidating them. I'm on S.S.D.I and it just isn't enough for a person to live on not alone pay for roof replacement and my porch roof and gutters all need fixed. If you can help me at all that would be wonderful!! Or even information on where I can get help. Thank you
Catherine Marucci
Saturday 6th of August 2022
Hi Jodi. If you click the link for your state in the article above, you should be able to find the resources available in your area.
Barbara
Thursday 14th of July 2022
I need to fix up home roof kitchen the house over all
Catherine Marucci
Friday 15th of July 2022
Hi Barbara. If none of the resources above can help you, try calling 211. They may be able to point you in the direction of additional local resources.
tosha walden
Wednesday 13th of July 2022
Hello, I need funds for home repairs. I live in TN
Catherine Marucci
Wednesday 13th of July 2022
Hi Tosha. Check out this article >> https://lowincomerelief.com/tn-home-repair-grants/