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Home Repair? Get it FREE or Cheap in Utah!

Home Repair? Get it FREE or Cheap in Utah!

Whether you’re struggling to make your mortgage payments or faced with an unexpected home improvement and repair expenses in Utah, there is help available to you!

While researching low income home buyer programs, we stumbled across several helpful programs for those who already own their own homes.

You need to know about these programs!

Low income homeowners nationwide have a hard time meeting their mortgage payments. If you are at risk of foreclosure because you’re struggling to make your housing payment, these programs can help you!

Get property tax exemptions!

Counties may offer property tax exemptions to low income seniors and disabled residents. Contact your county’s Assessor’s office (or visit their website) for an application and instructions. You could be eligible for a rebate check!

Military members and disabled veterans qualify for property tax exemptions. Get the details here, from the Utah Department of Veterans and Military Affairs.

Avoid foreclosure with emergency assistance programs!

Agencies like Neighborhood Nonprofit Housing Corporation, Community Action Services and Neighborwoorks can help you obtain a loan modification and evaluate your options. Before you fall into foreclosure, get assistance from one of the agencies on this list. 

Pro Bono Initiative is a volunteer program run by the University of Utah’s S.J. Quinney College of Law. They may also be able to assist you.

Get help with home improvement expenses!

Catholic Community Services provides a Volunteer Chore Services program that assists with minor home repair, painting, yard work and more for disabled and elderly residents.

Talk to an Expert Now!

Have a home repair question? If you’d like to talk to a home repair technician right now, our friends at HomeFix can help!

Get home repair answers from Experts now!

Cities and counties offer additional home repair programs!

Ogden has several home improvement programs for low income homeowners. Their programs include assistance with repairs, exterior upgrades and more!

The city offers an Emergency Home Repair Program (EHRP) for homeowners who are facing an unexpected emergency situation that threatens the structure or health/safety of the household. There is a maximum of $5,000 for each award. To qualify, you must have already owned your home for two years and meet income requirements.

If you own a “vintage home” in Ogden, you can also receive assistance from the Home Exterior Loan Program (HELP). This program provides low-interest loans that give your home a face-lift by improving your driveway, fencing, painting, porches, roofing, sprinklers, windows, doors and select interior upgrades.

Provo provides emergency home repair grants to low income residents. To qualify, you must be at least 60 years old, receive Social Security Disability OR be an active-duty member of the US Armed Forces. Grants of up to $5,000 will be awarded when funding is available.

The city also has an Egress Window Program for low and moderate income homeowners. Building codes require that all basements and bedrooms have at least one opening for exit in case of emergency. If your home does not have these, you can receive funding from Provo City to install two egress windows in your home. The assistance is awarded as a zero-interest deferred loan. The loan does not have to be repaid unless the homeowner moves within five years of installing the windows.

Salt Lake City offers a Handyman Program that assists seniors and disabled homeowners who have a total household income less than 80% of the area’s median income. Some services provided by this program include starting and shutting down swamp coolers, installing motion-activated outdoor lights, installing deadbolts, correcting toilet leaks, unclogging drains, cleaning rain gutters, trimming brush or trees and more. These services are provided free of charge but cannot exceed a $500 value each year.

SLC also offers a Home Repair Program for homeowners within Salt Lake City limits. Loans can be offered at zero interest with deferred payments. When you receive a rehabilitation loan through this program, you’ll receive a free qualified inspection as well as lead paint and Radon testing. The staff will provide cost estimates, invite contractors to submit bids and coordinate the repairs.

SLC also hosts a NeighborWorks location that assists with homebuyer education and lending services.

West Valley City provides several repair programs for homeowners within West Valley City limits. They offer a home rehabilitation loan program, mobile home rehabilitation program and emergency repair or minor maintenance program.

Get more FREE stuff in Utah!

Nicole is the owner and lead researcher for Low Income Relief. She has over 20 years of professional research and writing experience, and she has been solely dedicated to investigating low income topics for the last 10 years. Nicole started Low Income Relief after a personal experience with poverty. When her husband was medically discharged from the US Army, their family experienced tremendous financial hardship. Nicole was able to gather help from multiple community agencies and move into a nearby low income housing unit in just two weeks! Since then, Nicole has been dedicated to helping low income families in crisis. She regularly spends hundreds of hours combing through countless resources to make sure that Low Income Relief has the most comprehensive and complete resource directories on the internet today. Prior to starting Low Income Relief, Nicole worked as a novelist, journalist, ghostwriter and content creator. Her work has been featured in various print and online publications, including USA Today, The Daily Herald, The Chronicle and more. Her work has also been featured by Google for Publishers and other leading industry publications.