Are you looking for Michigan home repair grants? We found options that could help you make upgrades to your home to make it a safer, more comfortable, better place to live!
You could qualify for Michigan home repair grants.
If you qualify for help from the USDA, you might be able to get Michigan home repair grants up to $7,500! The USDA requires you to meet their guidelines including living in a rural area and other options. You might be able to get help if you meet other requirements too!
Even though the Habitat for Humanity mainly focuses on helping people into new homes, they might offer repair services to help you with your home. There are a variety of requirements you’ll need to meet and a waitlist you have to be on, but this could help you get safety updates to your home.
The weatherization program provides free energy-efficiency upgrades to people who qualify. If you meet the qualifications, you might be able to get new insulation, flooring and so much more. People who qualify could even get help with a new heating system.
Try these loans to help repair your home.
In addition to Michigan home repair grants, the USDA might also be able to help you with a non-traditional loan to fix your home up. You might qualify for up to $20,000 toward home repairs to help make your home a better and safer place to live. The USDA has lower credit requirements than traditional lenders, but you’ll still need to meet their requirements including residency ones.
The Michigan State Housing Development Authority also provides Property Improvement Program (PIP) loans for homeowners. This program provides up to $25,000 toward home repair. You must have equity in your home, income less than $105,700 and a credit score of at least 620 to qualify.
Property tax relief is available in Michigan!
Step Forward Michigan might make it easier to get caught up on property taxes if you’re delinquent. People who are $30,000 behind or more in taxes might be able to get up to $30,000 toward their property tax bill. You’ll need to meet income requirements and other requirements, but this benefit might be able to help you keep your home.
The personal property tax exemption might make it easier for you to pay your property tax bill. You’ll need to meet certain requirements to get help with this exemption. You might also be required to provide proof of the help you need. The property tax exemption can take off as much as 50% of your tax bill.
If you have a homestead, you could get help with property tax relief. The relief is far less than other programs, but it might help reduce your property tax amount. It can also be combined with other property tax relief options.
Michigan foreclosure relief could help you.
Michigan Foreclosure Relief might be able to help you if you’re in a difficult situation due to unemployment or an involuntary crisis. The program might work with people who are low-income and who struggle to pay their bills. You’ll need to meet certain requirements to get approved for foreclosure relief.
The Step Forward program might be able to help with a loan to assist with a mortgage payment or reducing your risk of foreclosure. There are a variety of programs available from Step Forward and that foreclosure relief option is one of many that might be able to help you get back on track with your finances no matter what difficult situation you were in.
Housing Educators from Michigan might be able to help you learn how to manage your housing situation better. They may also be able to help you navigate through getting yourself out of the risk of foreclosure. In addition to providing you with this type of help, the educators can connect you to resources that might help you avoid foreclosure or getting into a similar situation in the future.
Your county might help with Michigan home repair grants!
If you’re in Michigan and in need of home repair grants, your county might be one of the places you can turn for help! Counties sometimes offer assistance to homeowners who need help with their home repairs for neighborhood beautification and other reasons. Check out below what your county has to offer!
Michigan home repair grants might be available to residents who live in Battle Creek. The city has a minor home repair program that might be able to help you get the repairs you need to your home. You could qualify for up to $12,000 toward repairs if you meet income guidelines and other requirements set by Battle Creek!
If you’re a Flint resident, you might be able to get Michigan home repair grants. These grants might be available to help you upgrade your home to fit safety standards. You’ll need to meet income requirements and show proof of the way you’re going to use the grants to get approved for help with the program. You might also be able to qualify for a low-interest loan if you’re unable to get help with a grant!
Community Homeworks is a nonprofit home repair organization in Kalamazoo. They offer low-cost critical repair services, weatherization services and home maintenance and repair workshops for the community.
Habitat for Humanity offers a three Home Repair programs for qualified homeowners. You must live in the home full-time and be current on your housing expenses in order to qualify. The programs include Critical Home Repairs, Weatherization Assistance and Exterior Home Repairs.
Kalamazoo City may have HOME Program funds available for homeowners and buyers. Local governments can choose to spend these funds on a variety of services and it is not clear if Kalamazoo City provides grants directly to homeowners or not. You will need to contact them to find out for sure.
Kalamazoo Neighborhood Housing Services Inc. provides rehabilitation and repair loans at a very low cost to low income homeowners in Kalamazoo County. In order to qualify, you must own a single-family home, townhome or condo in Kalamazoo County. You must also meet income limits.
Portage provides a Housing Assistance Program for low income residents. You may receive emergency grants up to $1,000. They also offer deferred loans of up to $20,000 for housing rehabilitation. These loans are provided at either 0% interest or 3% interest and can be used for a variety of purposes. You do not have to make any payments on this loan as long as you live in the home.
Are you in Grand Rapids? You might be able to get help with Michigan home repair grants. There are grants available to people who live in Grand Rapids and need help making their home safer and more comfortable to live in. You’ll need to meet certain requirements to get approved for the grants from the city.
If you’re a Wyoming resident, you might be able to get help with a home repair grant or a loan. The city offers help through their community planning division to those who qualify. Using the help, you can make your home safer or even make it more modern. There are some upgrades that might be more likely to get help including ones that help beautify your home and assist with neighborhood revitalization efforts.
Kent County residents might be able to get help through the economic development division. This division works with low-income residents to get help with different opportunities they can use to help people connect with creating a better life. Through the home help area of the division, low-income homeowners might be able to get access to different options so their home is safer.
The East Lansing Community Relations Coalition might be able to help connect you with resources to make your home better. They work with homeowners and others in the state to help bring improvements to the community. They might also be able to help you get additional options so you don’t have to struggle with repairs in the future.
The Lansing Development Office could offer assistance for necessary updates to your home. You’ll need to meet their income and other requirements to get access to this help. You might also be able to get help upgrading your home in ways that make it more modern!
Residents of Muskegon could get help with Michigan home repair grants through the CDBG program. You might be able to qualify for the grant if you meet the HUD requirements and need help making your home a safer place to live. Funding is based on first-come, first served basis so make sure you apply for help as soon as you know you’re going to need it!
The Farmington Hills Planning and Community Development Department might be able to help you upgrade your home. They offer a variety of resources including grants and loans that could help you save money on the upgrades you need to make to your home. If you meet their requirements, you might be able to get help!
The Oakland County Advantage program might have help for people who need to upgrade their home. The program has a variety of resources you could use that could help you make your home safer or easier to live in. There are things you can get help with that are already approved by the program, but you’ll still need to meet their requirements.
The Royal Oak Community Development division provides help for those who qualify. They could help you with updates to your home that make it safer and more livable. You’ll have to meet the organization’s requirements if you want to get help with Michigan home repair grants and loans.
Residents of Waterford might be able to get help through the community. If you meet the community requirements and you have home updates you need to make to ensure your home is as safe as possible, you could get help!
The Ann Arbor Community Development service could help you upgrade your home. The organization works with people approved for help through their assistance program. They might be able to help you save money on home repairs or even pay for the repairs in full. You might need to meet certain requirements including income ones.
Dearborn’s Home Rehabilitation program could help you with a deferred loan if you meet their requirements. You’ll need to apply for the program and have certain other qualifications to get help with the program. Dearborn might also have additional options that could help you save money on updates!
Detroit could offer Michigan home repair grants through their home rehabilitation help program. They offer assistance for neighborhood housing and revitalization. You might be able to get help with both grants and loans depending on your income and other requirements.
If you live in Livonia and need help with home repairs or safety features, you might be able to get it! They offer a variety of low-income housing and choose to focus primarily on what they can offer low-income families as far as housing but they also offer options for people who need home repairs. You’ll need to meet their requirements to get assistance with home repairs.
Westland has a community development division that features home rehabilitation deferred loans. These loans could help you make your home safer and might be able to make it easier for you to update your home so it’s more modern. The program does require you to pay the loan back, but it does come with some forgiveness options.