If you’re an ND first time home buyer, you might be able to get help with your home purchase! We found resources that might make it easier for you to buy a home.
Get more help buying a house with low income here!
ND first time home buyer? Get down payment help!
If you’re an ND first time home buyer, you might be able to get help through the DCA program. This program is part of NDHFA and might help you get into a home without having to pay for a down payment. The program has 100% financing that could help you save money upfront. While you can finance 100% of your home including the down payment, you might still be responsible for closing costs or other fees.
The START program is for people who are receiving assistance through the NDHFA. This program can help you pay for a portion of your down payment and closing costs. You will need to meet NDHFA program requirements to get approved for assistance through the program.
Do you live in a rural area of North Dakota? You might be able to get help with a USDA direct loan. This loan, offered through the USDA, allows you to fully finance your home purchase. The financing includes down payments and other fees that might be associated with the purchase. You will need to meet the rural requirements in addition to the requirements for income and credit scores.
North Dakota is a voucher state! If you qualify for home vouchers through ND, you might be able to use them to help with the down payment for a home. You will need to meet requirements and fall within the North Dakota income guidelines to get these vouchers.
We found help for buyers in North Dakota.
First time low to moderate home buyers in North Dakota could get help through the First Home program. This program can help you find a home that’s affordable, help you find the right financing options and even provide you with an educational course that might make it easier for you to be a homeowner.
The North Dakota Roots program could help if you’re a low to moderate income buyer. As an ND first time home buyer, you might be able to find a house, find financing and get assistance with the money you need to get into the home. The program might be able to provide you with home and loan search options in addition to a secondary loan you can use to help you pay for your down payment or closing costs.
The Habitat for Humanity could help if you’re in need of a home and you don’t have any other choices. While they do have a wait list, the Habitat could help you get a home that’s safe, comfortable and up to date. You will need to meet the Habitat for Humanity’s requirements in addition to putting sweat equity into your new home.
More help is available if you’re an ND first time home buyer.
If you live in a rural area and meet all the requirements your lender has, you might be able to get a loan that’s backed by the USDA. This program could help you save money on your interest rate and make it easier to get a home. You’ll have to meet lender requirements in addition to the requirements the USDA has in place.
Did you find a home that needs major improvements? You might qualify for a special loan that could help you buy the home and make necessary upgrades to make the home more livable. You will need to meet the state’s requirements as a ND first time home buyer. You’ll also have to be prepared to put work in. The Major Home Improvement program has amounts that vary, but can be up to $280,000 for your home.
North Dakota VA home buyer resources are available.
If you’re an ND first time home buyer and you qualify for VA benefits, you might be able to get a special loan that’s backed by the VA. You will need to meet the requirements and find a lender that will work with what’s available. You might also have to make sure you’re able to qualify as a first time buyer.
The HomeAccess program could help if you’re a veteran or if someone in your household is a veteran. This program has certain requirements you’ll need to meet, but it might be able to help you find a home and find the best financing options if you’re a first time home buyer in North Dakota.
Counties could help you out with buyer resources!
If you’re an ND first time home buyer, your county might be able to help you with resources. You can find help with your down payment, mortgage rates and affordable homes in your area!
Burleigh County
The Bismark Community Action Program might be able to help if you’re an ND first time home buyer. You will need to meet the city’s requirements to get help with this program. You could get help with down payment programs and closing cost assistance to make purchasing your home an easier process. The city also offers homebuyer education you can use to learn more about purchasing a home and what you need to know as a homeowner.
Cass County
The Fargo Housing Assistance program might be able to help you with money for a down payment on your first home. If you meet the program requirements and you need help with your first home, you could get it through Fargo. There are additional programs available through the city that might be able to help you make homeownership a possibility.
You could get help through the Fargo Community Action Assistance Program. This program is for residents outside of the Fargo city limits who need help purchasing a home. You could get help with down payment and closing cost assistance through this program. The program helps if you’re an ND first time home buyer and might be able to provide additional program options if you meet their qualifications.
Grand Forks County
Grand Forks offers help through the Red River Community Action Agency for people who need help purchasing a home. If you have income that’s stable and you have good credit, you could get assistance through the community action agency. If you’re able to meet their guidelines, you could get help purchasing a home. The program could help you with financing for moderately priced homes.
Stark County
If you’re an ND first time home buyer in Dickinson, you might be able to get help through the community action program. The program can help you find affordable housing, find the financing you need for your first home and get help paying your down payment or closing costs.
Stutsman County
The Jamestown Community Action Agency provides financial counseling to people who qualify. If you are thinking of purchasing a home or you want to learn more about the steps you should take toward homeownership, you could use the financial counseling program to help you get there.
