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Save Money on Your Ameren Illinois Bill

Save Money on Your Ameren Illinois Bill

Are you an Ameren Illinois customer? At Rob’s request, we spent some time researching Ameren Illinois services to see how we can save you money. Check out our list below and let us know how you save money on your Ameren bill!


Watch for freebies in your Ameren Illinois billing inserts!

Your billing insert can contain important information about giveaways and other money-saving opportunities! For example, in December 2016, Ameren Illinois customers were notified that they could receive 4 free LED bulbs before the end of the month! This offer expired on December 31, 2016… but you can view the current billing inserts here. There’s always helpful information and sometimes options to save quite a lot of money.

Check out these helpful repayment plans.

All residential and non-residential Ameren Illinois customers are eligible for a one-time extension to postpone their payments.


Even if you’ve already used this one-time extension, however, you may be able to make an arrangement to pay your past-due balance over several months. This will add a fixed monthly payment to your regular bill. To begin a payment agreement, you will need to make a down payment of 10% of the past due balance (if you are starting the arrangement between December 1 and March 31) or 25% of the past due balance (if you are starting the arrangement between April 1 and November 30).

If you default on your payment arrangement, it can be reinstated by making up your missed payments. However, this option may not be available if your service has already been disconnected due to nonpayment.


Get an energy efficiency assessment.

Ameren Illinois offers a helpful energy assessment for qualifying customers. This in-home assessment helps you identify ways to save money on your Ameren bill by adding insulation, eliminating drafts, changing light bulbs and other improvements. Click here to see the income requirements for this program or click here to apply now!

You can also learn more about Ameren Illinois’ helpful rebate programs by clicking here. 

Ameren Illinois

Apply for assistance.

Thousands of Ameren Illinois customers receive assistance through Warm Neighbors Cool Friends, LIHEAP and other programs.

LIHEAP provides winter electric bill assistance to households whose income does not exceed 150% of the federal poverty level. To apply, you will need to contact your local Community Action Agency. You will be asked to provide proof of income, a copy of your current bill, a copy of your rental agreement (if renting), proof of Social Security numbers and proof of any other assistance you are receiving. For more information, please click here.

Warm Neighbors Cool Friends provides payment and weatherization assistance to qualifying customers. They specifically help seniors on fixed incomes, people who have recently suffered job loss, disabled persons, and single parents. To qualify, households typically must make between 150% to 300% of the federal poverty level. That means a family of 4 should make between $4,416 and $6,624 per month in 2021. Click here to discover how to apply for this program.

You can find additional agencies that may help with your Ameren Illinois bill by clicking here.

Make it easy with Budget Billing.


Pay a consistent monthly amount with Ameren’s budget billing plan. With this arrangement, your total usage from the last year is divided evenly across 12 equal monthly payments. Your account is reviewed on the 4th and 8th month to ensure that the amount you are paying is reasonable compared to your actual usage.

Of course, there’s a chance that the amount you pay each month will not be equal to the amount you actually owe. Amaren offers a rollover option, so that the balance continually accrues, or a settlement option that ensures the balance is settled every year. Under the settlement agreement, you pay an equal amount for 11 months and then, during the 12th month, you pay the actual amount of your usage plus any outstanding debt (or minus any credit that has accrued).

To be eligible, your Ameren account must be in good standing and must have a 12 month history. If your property is newly constructed or has been vacant for a long period of time, you may not be eligible for this program.

Understand your bill.

Remember, you can always find a helpful explanation of your Ameren Illinois charges by clicking here!


Nicole leads the Low Income Relief team with over 20 years of professional research and writing experience. Nicole started Low Income Relief after a personal experience with poverty. When her husband was medically discharged from the US Army, their family experienced tremendous financial hardship. Nicole was able to gather help from multiple community agencies and move into a nearby low income housing unit in just two weeks! Since then, Nicole has been dedicated to helping low income families in crisis. She regularly spends hundreds of hours combing through countless resources to make sure that Low Income Relief has the most comprehensive and complete resource directories on the internet today. Prior to starting Low Income Relief, Nicole worked as a novelist, journalist, ghostwriter and content creator. Her work has been featured in various print and online publications, including USA Today, eHow, Livestrong, Legal Beagle, The Daily Herald, The Chronicle and more.

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Tuesday 14th of June 2022

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