If you own a home that’s in need of Wisconsin home improvement, you might be wondering how you’re going to get the repairs done. Fixing your home can be expensive, but there are assistance options available that might be able to help you!
You could get grants to help with Wisconsin home improvement.
If you live in an area that the USDA considers rural, you might be able to get help with Wisconsin home improvement. The USDA might be able to provide you with a grant that you can use to update your home and make it more livable. You will need to meet the USDA requirements to be eligible for up to $7,500 in the form of a grant you won’t have to pay back.
Home Energy Plus might be able to help you upgrade your home. This program is great if you need more energy efficient options for your home. If your insulation, flooring or heating system needs to be replaced, you might be able to have it done through Home Energy Plus.
Even though the Habitat for Humanity is most well-known for helping people with new construction and building homes, they might be able to help you with home repairs! If you are in need of repairs due to safety reasons or if you are unable to live comfortably in your home due to the repairs, you might be able to get help from the Habitat for Humanity. The organization also offers the ReStore where you can find discounted building materials if you’re DIY-ing your home updates.
Try these loans to help repair your home.
The USDA doesn’t just offer grants to help you with home rehab! You might be able to get a USDA low-interest loan for your Wisconsin home improvement projects. The loan can be up to $20,000 and can be used for different things to update your home. You might be able to use this in combination with the USDA grant or even a USDA mortgage!
If you get VA benefits or you’re entitled to VA benefits, you might be able to use that to help get a loan to make your home better. You could get a loan that’s backed by the VA to help you make upgrades to your home so it will be more accessible. Disabled veterans might also be able to get assistance with these updates.
Property tax relief is available in Wisconsin!
The First Dollar Property Improvement Credit might be able to help you if you’ve made a Wisconsin home improvement to your property in the past year. You will have to prove you made the improvements and make sure you know what you did to the property to help it out. This tax credit might make it easier for you to pay your property taxes.
You might be able to get help through the Homestead Property Tax Credit. The credit could help you save money on your tax bill if you meet the requirements. It might also make it easier for you to get caught up on old tax bills.
The Farmland Preservation Credit is available to people who live on farmland and are actively trying to preserve it. There are a variety of things that qualify as farmland. You might have to provide proof of preservation.
Veterans and the surviving spouses of disabled veterans might be able to qualify for a property tax credit. The credit might make it easier for you to pay your tax bill no matter the value of your property is. There are strict guidelines for this property tax credit.
If you’re elderly and struggling to pay your property tax, you might be able to get help through WHEDA! The state-sponsored program could help you get caught up on back property taxes or keep you from accumulating more money you owe in taxes. You could get a deferred loan if you qualify!
Facing foreclosure? We found relief options!
Foreclosure doesn’t have to be the only choice! Wisconsin legal help might make it easier for you to avoid foreclosure depending on your situation. There are a variety of legal resources you can use to get help if you’re facing foreclosure.
WHEDA might be able to help if you have a foreclosure approaching. You might be able to get a special forbearance to reduce your risk of foreclosure. You might also be able to get on a repayment plan or even have a loan modification. WHEDA may even be able to help you with a partial claim or get connected with a lawyer who can help you avoid foreclosure.
Talk to an Expert Now!
Have a home repair question? If you’d like to talk to a home repair technician right now, our friends at HomeFix can help!
Your county might be able to help with Wisconsin home improvement!
There are some counties that might be able to provide help toward your Wisconsin home improvement project. You’ll need to meet income requirements and some other requirements to qualify for them.
If you’re in Green Bay and you need Wisconsin Home Improvement help, you might be able to get it through the Community Development Block Grant. This could help you update your home and might even allow you to have a safer home. There are requirements including residency and income that you’ll need to meet to get approved for the CDBG in Green Bay.
Are you in need of home repair help in Madison? You might be able to get it through their economic development division. Madison offers the CDBG for people who are approved. You must be below a certain income limit and you must meet their other requirements to get help through the CDBG. You could get up to $3,200 in the form of a grant, $21,000 in a loan or even more than that if you need help with lead hazard reduction.
Residents of Superior who need Wisconsin home improvement might be able to get it through the Housing Programs in the city. Superior offers financing for a deferred mortgage loan you can use for repairs in addition to the community development block grant. The loan has a low interest rate. Since it’s a deferred loan, you don’t have to worry about paying it back until you sell the house!
Eau Claire County
You might be able to get help if you live in Eau Claire! You could have options for Wisconsin home improvement with a grant through the CDBG. Residents might also be able to get help with HOME which is a loan you can use to make repairs to your house. Many repairs qualify including repairs for plumbing, electric and structural integrity of the home.
Do you live in Kenosha County and need help with Wisconsin home improvement? You might be able to get help through the Kenosha development department. The department offers CDBG for people who qualify. With this grant, you might be able to get the money you need to update your home so you can make it safer and more livable. You might also be able to get help with a HOME loan. This loan could give you the money you need to update your home with a low interest rate.
La Crosse County
The city of La Crosse offers housing rehabilitation assistance for people who are in need of help. If the basic components of your home are failing or you need help making them functionable again, you might be able to get help through the city!
If you’re in Wausau, you might be able to get help through the community development division. The division offers programs like the CDBG to help with Wisconsin home improvement projects. You might also be able to get HOME assistance toward your home improvement projects if you do not qualify for CDBG. You will need to meet their requirements to get help with updates to your home.
If you’re in the city of Milwaukee, you might be able to get help through their Wisconsin home improvement assistance programs. You could get help with a CDBG which is a grant you don’t have to pay back. You might also be able to use HOME which you have to pay back, but it has a low interest rate. The city also offers an emergency solutions grant you could use to make emergency repairs to your home.
Are you in West Allis? If you need help with home improvement, you could get it through the CDBG! The city also offers a housing loan and redevelopment opportunities for people in need!
Appleton residents who need updates to their home could qualify for a housing rehabilitation loan. This loan depends on your mortgage, your income and a variety of other factors. You might be able to get up to $25,000. Not everyone will qualify for the loan and you will also need to meet their requirements to get help with it!
If you’re in Racine and you need help with Wisconsin home improvement, you might be able to get it through the city. They offer the CDBG which might be able to help you update your home and get valuable options to make your home safer. Racine also offers a low interest fixed interest rate loan.
Janesville residents who need help might be able to get it through the home improvement loans they offer. You could make necessary repairs and upgrades through their fix up loans, the recently purchased home improvement loan or basic home improvement loans. In addition, Janesville offers their loans in amounts up to $25,000 for those who qualify.
If you’re a Sheboygan resident and you need Wisconsin home improvement, you might be able to get a grant through the Housing Authority. You could qualify for the CDBG which might also make it easier for you to fix problems in your home.
The Waukesha community development division might be able to help you with a loan or a grant to make improvements to your home. If you meet the income requirements the county has in place and you meet their other requirements, you might be able to get help with the grant or also the loan.