You could get help if you’re a first time home buyer in Montana! There are programs available that might make it easier for you to purchase your first home.
Get more help buying a house with low income here!
First time home buyer in Montana? We found down payment help!
Montana’s Community Development offers a zero down payment program for people who qualify. If you’re a first time home buyer in Montana, you might be able to get help and even get into a home without having to pay a large down payment. You will need to meet the state’s requirements for residency, income and other qualifications. You might also have to show proof of income to get help with the zero down payment program.
The Montana Homeownership Network might be able to help with both down payment and closing cost assistance. If you meet the network’s requirements and you are able to get help, you could save money on both your down payment and any closing costs associated with purchasing a home in Montana.
The USDA Direct loan might be able to help you if you’re buying your first home in Montana. The program could help you save money and could make it easier for you to purchase a home. While the program does not offer zero down payments, it does offer the program which allows you to finance your home 100% instead of paying a down payment.
Get help using these loans and other options.
The USDA might also be able to help if you’re a first time home buyer in Montana with their guaranteed loan program. Unlike the direct loan, the mortgage is just backed by the USDA instead of being issued by the USDA. You will need to get the loan through a traditional lender, but you might be able to qualify for it with a lower credit score and even lower income than you’d need for a traditional mortgage.
The FHA is for people who are first time home buyers. You can get help with a lower down payment, lower credit requirements and more. The FHA backs loans through traditional lenders, but these loans might be easier to get since they come with a guarantee. You will need to meet the FHA requirements to get help with these loans.
Montana’s Board of Housing offers a single family home housing program if you’re a first time home buyer in Montana. You will need to meet the state’s requirements to get help with this program. The program could help you find a mortgage that works for you along with down payment and closing cost assistance. You might also have to meet other requirements to get approved for the loan.
The Habitat for Humanity might be able to help you if you’re a first time home buyer in Montana. You will need to meet the organization’s requirements for assistance. You might also have to meet other program guidelines to get help. Habitat usually has a waiting list so you might not be able to get housing right away. The program relies on you also putting sweat equity into your new home.
We found help for military buyers.
If you’re a veteran in Montana, you might be able to get a loan for your first home purchase. You must be a first time home buyer in Montana and must be a veteran. There are other requirements you’ll need to meet to get help. The loan comes with a rate that’s 1% lower than traditional loan options and other terms that can be helpful.
Montana counties could help you buy a home.
As a first time home buyer in Montana, you might be able to get help through your county. Some counties offer help finding a home, assistance with mortgages and even help with down payments.
Cascade County
The Great Falls NeighborWorks program offers solutions if you’re a first time home buyer in Montana. You will need to meet their requirements, but if you do, you can get assistance for various home buying costs. The program might be able to help with your down payment, your closing costs and with helping you find an affordable home in the area. NeighborWorks also offers homebuyer counseling in addition to the other programs they have.
Dawson County
If you’re buying a home in Glendive, you might be able to get help. The city has a first time home buyer program that might be able to help you. You could get assistance through Glendive with closing cost help.
Fergus County
Lewistown’s human resources department might be able to help you with their affordable homebuyer program. Not only can the city help you find a home that’s affordable in your city but they might also be able to help you figure out the best way to finance the home and to get help with financing. They work with low and moderate income families. The city also has requirements you’ll need to meet to qualify for their program.
Fergus County has additional resources for people throughout the county. You could get homebuyer education classes for free and down payment assistance. The county has deferred loans that you can use to help you purchase a home and help you find the best home for your needs. You will need to meet the county’s requirements to get help with each of these programs.
Flathead County
Are you a first time home buyer in Montana purchasing a home in Whitefish? You could get help! If you qualify for the city’s assistance program, you might be able to get help with your down payment. You could also get help finding an affordable home, getting the right mortgage for your needs and paying closing costs for your home. The program has guidelines including income, residency and other requirements you’ll need to meet.
Gallatin County
Bozeman offers housing opportunities for low-income families and individuals. The city has properties they make available for people who are low-income and might be relying on non-traditional financing. You will need to meet the program guidelines and qualify using your income. Bozeman might also be able to help if you’re a first time home buyer in Montana in need of resources to make the home buying process easier.
Golden Valley County
Golden Valley offers programs through their district human resources assistance program. This program works for homebuyers and might make it easier if you’re a first time home buyer in Montana. The program can help with homebuyer counseling and education. They can also help you with down payment assistance and deferred loans you can use to purchase your first home.
Judith Basin County
The District Six Human Resources program might be able to help if you’re in Judith Basin County. The program could help you save money on your home purchase, could make it easier for you to pay your down payment and could help you with things like homebuyer education. You will need to be low-income to qualify for some of their programs. Other programs, like their homebuyer education, don’t require you to meet income requirements.
Lake County
The Ronan Housing Assistance program might be able to help if you need assistance with your down payment. If you’re a first time home buyer in Montana trying to buy a home in Lake County, you could get help through the program too!
Missoula County
If you’re in Missoula, you might be able to get help with affordable housing through the Missoula housing corporation. The city and the county offer housing opportunities that might be easy to get if you’re a first time home buyer. You may also be able to get help finding a home, getting a down payment and more. You’ll need to meet the county’s requirements for your residency and your income to get help through the low-income program.
The Missoula First Time Home Buyer program might be able to help you with down payment assistance. You could also get up to $35,000 to bridge the gap between your mortgage and the house that works for you. The program has income and credit requirements.
Musselshell County
The Human Resources Department in Musselshell County might be able to help you if you’re a first time home buyer in Montana. You will need to meet the county’s requirements for income and for the purchase price of your home. There are other requirements you’ll have to meet through District Six to get help with your home purchase.
Petroleum County
Residents of Petroleum County might also be able to get help through District Six. You will need to meet their requirements and you’ll have to qualify for their programs. You might not qualify for all programs the organization offers, but you could get help with down payment assistance, deferred loans and homebuyer education.
Wheatland County
The Human Resources Development Council could help you with homebuyer education and down payment assistance in Wheatland County. If you’re a first time home buyer in Montana, this could help you find a home that’s affordable and save even more money when you decide to purchase that home. The county has requirements that include income and residency requirements.
Yellowstone County
If you’re a first time home buyer in Billings, you might be able to get a deferred payment loan. The loan comes in amounts up to $15,000 for people who qualify and could help you with the costs that come from purchasing a home. Requirements include credit and income requirements in addition to residency requirements.
Are you a Native America buying a home in Billings? You might be able to help through the Native American Homeownership Assistance Program. This program could help you save money on your home purchase and make it easier for you to find a home in Billings.
