There are programs available that might help you save money on your RI home repair project! We found grants and loans that could help you get your project completed!
Get more information on home repair grants right here.
We found RI home repair grants!
Rhode Island Housing might be able to help you with a home repair grant. You could get up to $2,500 toward your RI home repair project. The program has requirements you’ll need to meet if you want help with the grant. They might have income and residency requirements that you have to meet to make sure you’re able to get the grant. Your project must also follow under their guidelines.
The USDA provides help to people who qualify. If you are able to meet the USDA’s requirements by living in a rural area and falling into their income bracket, you might be able to get up to $7,500 that you won’t have to pay back. The RI home repair grant through the USDA could help you make your home repairs. The USDA has specific repair projects you can use the money for.
Most people think of the Habitat for Humanity as just building houses, but they’re able to do more than that! You could get home repair help through the Habitat if you’re willing to be on their waitlist and then put sweat equity in. They could also help you with emergency repairs if you have a major problem that needs fixed right away.
We found more home repair help!
The weatherization program provides help to people who need assistance with energy efficiency upgrades. If you meet their income requirements and you need home repairs to lower your electric bill, you might be able to get help through weatherization. In addition to the income requirements the program has, you might also need to meet other requirements.
The Rebuilding Together program could help if you’re low-income, elderly or disabled. The program works to provide grants and assistance at fixing critical problems in the home. If you need a repair done to something that’s directly affecting your safety and you cannot afford it, you might be able to get help through this program.
Get help with RI home repair loans.
Rhode Island Housing offers loans in addition to the programs they offer as grants. You might be able to get help with a loan through Rhode Island Housing. The program could help you by providing a low-interest loan that you might even be able to defer. There are a variety of requirements you’ll have to meet including residency requirements, credit requirements and you must be in their income brackets.
The USDA offers a loan for people who need RI home repair help. You will need to be in an area the USDA considers rural to get this loan. You will also need to meet income and credit requirements. As long as you’re approved for both, you can use the loan and the grant. Since the loan is available in amounts up to $20,000, this could qualify you for up to $27,500 to make your home repairs!
If you’re a veteran or you’re a 100% disabled veteran, you might be able to get help. Veterans could qualify for home repair loans through the VA. Disabled veterans could qualify for the loan but can also qualify for assistance to make their homes more adaptable depending on their disability.
The Lead Prevention Program might be able to help you if you have lead that needs to be removed from your home. There are requirements you’ll have to meet, but the program could help you with the entire process.
You could get property tax relief in RI.
If you’re a senior or you’re disabled, you might be able to get property tax relief in RI! There is a property tax relief credit that might make it easier for you to pay your property taxes. You must make less than $30,000 per year to be eligible for this program. Rhode Island also has other requirements you’ll need to meet if you want to get a property tax relief credit.
If you’re a veteran, you might be able to get property tax relief. The program has strict guidelines you will need to meet to qualify for it. You might also have to provide proof of your service in addition to other documents to get help with the property tax credit.
A disabled veteran or the surviving spouse of a disabled veteran might be able to get help with property taxes. If you meet either one of these, help could be available! Rhode Island has a property tax relief program that could help you with up to 100% of the value of your home. You could be fully exempt from property taxes depending on if you are 100% disabled as a result of your service.
Need Rhode Island foreclosure relief? You could get help!
If you’re in Rhode Island and facing foreclosure, you might be able to find the help you’re looking for through the Attorney General. There are programs available throughout the state that might make it easier for you to avoid foreclosure. You’ll need to meet program requirements to get this help.
The Help Center through Rhode Island’s AG could also help you if you’re facing foreclosure. You could find the resources you need there. The division features information on foreclosure relief, getting help with a free attorney and more. They could provide help to people who are low income and people who are moderate income.
The Rhode Island foreclosure education and prevention project might be able to help you avoid foreclosure. With the program, you could learn about foreclosure relief now and in the future. This could help make it easier for you to find out how you can get out of foreclosure and how you can avoid it in the future.
You could get RI home repair help through your city.
There are many options available in different cities! You might be able to get RI home repair help through the programs in your city.
Coventry
Are you in Coventry and need RI home repair help? There are programs available that you might be able to use! The rehabilitation assistance program might be able to provide you with a small loan that could help you make repairs to your home. This program has requirements you’ll have to meet including requirements for income and credit. The city also offers the CDBG that is a grant you won’t have to pay back. You must be low-income and meet other requirements to get the CDBG.
Cranston
Cranston offers a housing rehabilitation loan that you might be able to get if you qualify for it. You will need to meet credit, income and residency requirements. The loan comes with interest rates that vary between 0% and 2% depending on your income and your credit score. If you meet the requirements of the loan, you might be able to use this to help with a variety of repair projects. The CDBG is also available for people who are in need of help through the city and it does not have to be paid back as the loan does.
East Providence
Residents of East Providence could get help with RI home repair projects through the CDBG. The community development block grant provides people who qualify with a grant they might be able to use for different home repair projects. The grant is something you won’t have to pay back. You will need to be low-income and meet other requirements to get this grant.
Lincoln
The Lincoln Housing division might be able to help you if you’re in need of home repair help. You will need to meet the city’s requirements for home repair and you’ll also have to make sure you’re able to provide proof of the repair. There are things you can do that might make it easier to make the repairs to your home using the CDBG. Additionally, Lincoln offers a loan program you might be able to use if you want to make your home safer.
Pawtucket
Do you live in Pawtucket and need RI home repair help? You could get it through the community development block grant. The program can help you save money on your home repairs by providing you with a set amount of money you might be able to use to make your home safer and better. The CDBG is not something you’ll have to pay back since it’s a grant.
Providence
Providence provides community development loans that might be able to help you if you’re in need of RI home repair help. These loans have lower interest rates than traditional loans. They also have better terms than traditional loans and an easier approval process. You could get help with your home repairs through the CDBG and HOME programs too which offer options for low-income families in need of home repairs. Providence has even more options and offers a 0% loan for up to $25,000 that you might be able to use to make your home safer.
Are you facing an emergency home repair issue? The emergency solutions grant could help you get the money you need to fix the problem. Additionally, if you have lead in your home, you could get help with their lead safe program.
Smithfield
The Smithfield Housing Rehabilitation Program might make it easier for you to fix things that need to be done in your home. If you need RI home repair help and you live in Smithfield, you might be able to get it through the city. The rehabilitation program provides funds that you could use to make repairs. The city offers the CDBG in addition to other programs. Since the CDBG is a grant, it’s not something you would have to pay back.
Warwick
Residents of Warwick might be able to get RI home repair help through the CDBG-R. This is a grant program that might be able to help low-income homeowners in the city get the funding they need for necessary repairs and rehabilitation projects.
Woonsocket
Woonsocket Housing Assistance might provide help if you’re a homeowner in need of home repair help. The city offers housing repair assistance through the HOME rehabilitation program. You could get a loan that has deferral options and lower interest rates than banks offer. The CDBG is also available to people who qualify and could help you have your RI home repair project completely paid for.
