Our site is ad-supported and this post may contain affiliate links. As an Amazon Associate I earn from qualifying purchases. If you complete a purchase using one of our links, we may receive a small commission at no extra cost to you. Learn more about our editorial and advertising policies.
If you need Montana home improvement assistance, we found ways you can get help. There are a variety of loans, grants and programs that might make it easier for you to fix your home.
Get Montana home improvement help using grants.
The USDA might be able to help with Montana home improvement projects. You could get help with a grant from the USDA in amounts up to $7,500 that could make it easier for you to make the repairs to your home that you need. The grant does not have to be paid back and you might be able to use it for a variety of different projects. The USDA might not always have funding available.
The Habitat for Humanity might be able to help if your repair projects are affecting your safety or security in your home. While the Habitat usually has a waiting list, you might be able to get help if you are in need of it. If you plan to do your repair projects yourself, you might be able to find the necessary materials at the Habitat for Humanity Restores.
If your home repair projects affect the energy efficiency of your home, you might be able to get help through the weatherization program in Montana. Weatherization might be able to help you with things like updates to your insulation, your flooring and even your HVAC system.
Need home improvement help? We found loans.
Even if you qualify for the USDA grant, you might be able to get help with a USDA loan to help with Montana home improvement projects. There are requirements you’ll have to meet for the loan including living in a rural area and having income and credit scores. The loan comes in amounts up to $20,000 that you can use for your projects.
If you’re a veteran and you need help with home repairs, you might be able to get it through the VA. The program offers VA-backed loans that might make it easier for you to make your home safer and more accessible if you are a veteran with a disability. You will need to meet the program requirements to get help through this loan. Loan amounts can vary and there are requirements you’ll need to meet for different accessibility projects.
While Montana has many different programs that might help you when you’re trying to repair your home, very few of them have websites. There are many programs that might be able to help, but they do not have web access available for people who need the help. You can find a directory of those programs here.
Property tax relief is available in Montana!
The property tax assistance program in Montana might be able to help you if you have income that’s below the poverty level. If you meet the income and property requirements, you might be able to save money on your property taxes so you can make things easier for yourself. You might also be able to get help saving money on the property taxes you’d traditionally have to pay. The program has strict income requirements.
If you’re an elderly homeowner in Montana, you might be able to get help through the tax assistance credit program. With this program, you could get a credit on your income taxes of up to $1,000 if you qualify. You can be a homeowner and use this in combination with other property tax relief options. To qualify for the program, you must be 62 years or older and make $45,000 or less per year.
You might be able to get help as an injured spouse in Montana. The assistance program might make it easier for you to save money on your property tax relief options. You could also qualify for help through a credit on your income taxes if you meet the requirements.
If you’re a 100% disabled veteran or the surviving spouse of a veteran who was killed during duty, you could get a large property tax reduction. You will need to meet the requirements, but you could qualify for your property taxes to be reduced by 50, 70, 80 or 100% depending on the circumstances.
We found foreclosure relief in Montana.
You could get foreclosure help in Montana. The Montana banking department might be able to help with their foreclosure relief program. Through this program, you might be able to learn more about foreclosure and what you need to get out of it. You could also learn more about your rights if you’re facing foreclosure and what that could mean for your purchasing power in the future.
Through the Mortgage Relief Project, you might be able to get help with prevention and counseling if you’re facing foreclosure. There are a variety of programs that might make it easier for you to save yourself from foreclosure now and prevent a foreclosure from happening again in the future. The program has income requirements, but you might be able to use the education no matter what your income is.
If you’re facing a foreclosure, it might be a good idea to get legal counsel to help you with the process. The Montana Legal Aid department can help you save yourself from a more difficult time when you’re already facing foreclosure. You might also be able to get help negotiating the terms so you can help save yourself during foreclosure.
Talk to an Expert Now!
Have a home repair question? If you’d like to talk to a home repair technician right now, our friends at HomeFix can help!
Your county might offer home repair help.
Some counties might be able to help with your Montana home improvement projects. You can get help with home repair loans and grants if your county offers them.
Great Falls offers a single family residential improvement loan program that might be able to provide Montana home improvement assistance. If you are in need of updates to your home or you need to make repairs to your home, you could get help through the program in Cascade County.
The Great Falls homeownership loans for home improvement could help with a low-interest, deferred loan. With this loan, you wouldn’t have to pay anything back until you sold the house. The loan has requirements you’ll need to meet to make sure you’re financially prepared for it. If you meet the requirements for this loan, you might be able to use it for both a single family home or a home that’s part of a multi-family property.
Do you need Montana home improvement help in Fergus County? You might be able to get it through the county’s program for home rehabilitation. In addition to help from the district that the county offers, you might be able to get help with a CDBG or a deferred loan. With the CDBG, you can get grant money that might make it easier for you to make your home repairs. With the deferred loan, you won’t be obligated to pay a portion of it back until you sell your house. You must meet program requirements to get help from either of these programs.
If you’re in Gallatin County, you might not be able to get help from the county with Montana home improvement, but you could get help in other ways. The county has a property tax relief assistance option that might make it easier for you to pay your property tax bill.
Golden Valley County
The Golden Valley County program for home rehabilitation might be able to provide Montana home improvement assistance. The county works with a variety of programs including the CDBG and the deferred loan program. District Six offers these programs and might be able to provide you with additional assistance.
Are you in Hill County? The Havre Housing Rehabilitation program might be able to help you with Montana home improvement assistance. You could qualify for help with either their grant or loan program to make updates to your home. The program has a list of projects you might be able to use the grant or loan for.
Judith Basin County
Judith Basin County offers a rehabilitation program that you might be able to use if you qualify for it. The program has requirements in place you’ll have to meet if you want help with the CDBG or the deferred loan. If you meet these requirements, you can use the funds for eligible projects to update your home.
Lake County offers a commitment to safe and accessible housing. You might be able to get Montana home improvement help through the county so you can make updates to make your home safer and more secure. You might also be able to use this if you have sanitary concerns with your home. The CDBG through Lake County is a grant you could use that might make it easier for you to update your home.
Residents of Musselshell County who need help with Montana home improvement might be able to get it through the county. You could qualify for help with the CDBG or with a deferred loan to make your home safer and easier to live in. You might also be able to get assistance with homeownership assistance and education programs.
The Petroleum County program for home rehabilitation might make it easier for you to update your home and get the money to make your home safer and more secure. You will need to meet the program qualifications and do what you can to use the options the company has in place. Whether you qualify for the CDBG or the deferred loan, you could get help making your home a better place to live.
Need Montana home improvement options in Sheridan County? You could get it through the home rehabilitation program. Sheridan is a participant and uses the CDBG to help residents get assistance making their homes safer. If you qualify for the CDBG, you could use it for eligible expenses to update your home and make it safer and more sanitary.
If you’re in Toole County and you need Montana home improvement, you might be able to get it through the county. Shelby also offers the CDBG program that might make it easier for you to update your home. The CDBG is a grant you can use if you qualify for it. The grant works for many different home update projects.
Wheatland County offers assistance through their program for home rehabilitation through the CDBG and the deferred loan program. You can get help updating your home with both of these programs. While you do not have to pay back the CDBG, you will have to pay back the deferred loan after you sell your house. The deferred loan comes with an interest rate that’s below market average.
If you’re in Billings, you might be able to get help. Residents who need Montana home improvement could get help through the single-family housing rehabilitation loan program. This loan has low-interest rates and comes with other benefits you might not get from a traditional loan. You can use the loan for a variety of expenses when you’re updating your home.
Residents of Laurel might be able to get help with the CDBG. The CDBG can help you pay for eligible Montana home improvement expenses if you qualify for it. With the CDBG, you won’t have to worry about paying money since it’s a grant. You might have to meet certain requirements including being within their income eligibility guidelines.