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There are Idaho home repair options available! There are things you can do to get free repair grants and low-interest loans so you can make your home a better place to live.
Get Idaho home repair help through grants.
Using the USDA home improvement grant program, you might be able to get Idaho home repair options! The grant provides up to $7,500 for people who qualify. You will need to live in a rural area and meet other requirements the USDA puts into place. To qualify, might also have to meet their income guidelines. If you’re approved for the grant, you might be able to use it for a variety of home repair projects.
The Idaho Weatherization Program might be able to help you with home updates if your home is not energy efficient. If you meet the requirements the department has in place, you could get help with things like home updates that can make your home easier to heat, keep warm and cool down. You could even qualify for things like new insulation, flooring and a new heating unit.
Even though the Habitat for Humanity has a long wait list, you might be able to get help with your home through Habitat. The program could help if your home is not safe or if it is not in livable condition. Even if you do not qualify for help through the organization, you can find affordable building and repair materials through your local Habitat ReStore.
Use these loans to get home repairs.
If you do not qualify for the USDA grant or even if you do qualify for the grant, you might be able to get a loan through the USDA. They offer Idaho home repair loans that might make it easier for you to update your home. You could use the loan for a variety of projects. Additionally, the loan comes with low-interest rates and might be easier to qualify for than traditional loans. USDA loans come in amounts up to $20,000 for people who meet all their qualifications!
If you’re a veteran in need of Idaho home repair help, you might be able to get it through your VA benefits. Veterans and military members are entitled to special loans and options. You could even qualify for help with making your home more adaptable. The VA regional loan center can help you figure out which loans you qualify for, if any.
The FHA offers an acquisition and rehabilitation loan! If you haven’t already purchased your home, you might be able to use this loan to purchase a home that needs repairs. Using the FHA loan program, you can roll in the costs of necessary and optional repairs. The loan is available for first time home buyers.
Idaho might have property tax relief options.
If you’re part of a low-income family, you might be able to get property tax relief help. The Idaho property tax reduction could help you save money on the property taxes you pay. You could get this help through a reduction in the assessed value of your property.
As a property owner, you might be able to qualify for the homestead exemption. The exemption could help you save up to 50% of the assessed value of your home up to $100,000. You must meet Idaho’s requirements to qualify for this exemption. The qualifications include income requirements as well as living in the residence. You might be able to use this exemption with other property tax relief options.
Seniors and people with disabilities who are disabled might be able to get help with their property taxes. You could save money through an exemption. The exemption might reduce the total amount you pay and might be able to be used with other exemptions.
If you’re a disabled veteran or the surviving spouse of a veteran killed during duty, you might be able to get help with your property taxes. You could get up to $1,320 taken off of your total tax bill. This exemption could make it easier to pay your property taxes.
Get foreclosure relief in Idaho.
Idaho offers foreclosure relief for people who qualify. If you’re facing foreclosure and it’s not your fault, you might be able to get free foreclosure relief assistance through the state. You could qualify for help if you’re low income or if you meet a variety of other requirements. The foreclosure relief options could make it easier for you to get caught up on your mortgage and avoid being in a situation where you’re facing foreclosure again. The division might also be able to help you with credit or homeownership counseling.
Veterans in Idaho might have access to special programs that could help them avoid foreclosure. If you’re facing foreclosure and you qualify for VA benefits, you might be able to get additional help. These programs might also make it easier for you to save your home and avoid facing a foreclosure situation in the future.
Still facing a foreclosure? You might need legal help! The Idaho Legal Aid division might be able to help if you meet their requirements for assistance. You could find an affordable attorney, get help with questions about foreclosure and even learn more about avoiding it in the future.
Talk to an Expert Now!
Have a home repair question? If you’d like to talk to a home repair technician right now, our friends at HomeFix can help!
Your county could help with Idaho home repair.
Some counties offer Idaho home repair. There are resources available in counties throughout Idaho that might make it easier for you to update your home.
Are you in Boise and in need of Idaho home repair? You might be able to get a home improvement loan through the city! This loan could help you pay for necessary house updates. If your home is unsafe or it just needs updated to modern standards, you could get a low-interest loan that’s easier to qualify for than a traditional loan through Boise.
Residents of Pocatello might be able to get Idaho home repair options. You can get help through the home renewal loan program. This program provides help that could make it easier for you to update your home through the affordable loan. The city also offers the CDBG which might help you with a grant to make updates to your home. This grant can be used for a variety of projects you can do to make your home safer and nicer!
The Nampa owner-occupied loan comes in amounts up to $10,000 that you can borrow! You might be able to get the loan if you meet the city’s income and other requirements. In addition to the loan, the city also offers a CDBG that you can use to make your home safer. Community grants come in varying amounts.
If you’re in Coeur D’Alene, you might be able to get help with your home updates. The city offers a CDBG to help with Idaho home repair. You’ll need to meet the city’s requirements to qualify for help. You might also need to meet income and other requirements to get the CDBG. Funding is not always available.