Our site is ad-supported and this post may contain affiliate links. As an Amazon Associate I earn from qualifying purchases. If you complete a purchase using one of our links, we may receive a small commission at no extra cost to you. Learn more about our editorial and advertising policies.
Are you looking for New Jersey home improvement grants? There are some options available that could help you update your home to make it a safer, more livable space. You might even be able to get help from your county!
You could qualify for NJ home improvement grants.
You might be able to get NJ home improvement grants from the USDA. If you’re in a rural area, fall under their income requirements and meet other qualifications, you could get help! Not everyone will get approved for the full amount, but you might be able to get up to $7,500. Funding isn’t always available and there might be wait times.
The Habitat for Humanity mainly focuses on providing housing for people in a housing crisis. If your home is unsafe, though, you might be able to get help with repairs. There is usually a waitlist for Habitat. Even though a professional contractor will be in charge of doing the repairs, you’ll be expected to participate in some of the labor parts of it along with other volunteers. If you’re physically unable to help with repairs, there might be other options of “sweat equity” you can put into helping fix up your home!
With the weatherization assistance program, you might be able to get NJ home improvement grants to make your home more energy efficient and lower your energy bills. You can get help with things like heating, insulation and flooring.
Try these loans to help repair your home.
If you’re unable to get a USDA grant, you might qualify for the USDA loan. The loan comes with a set interest rate and in amounts up to $20,000. You will be required to pay this amount back, but you may have more time than you would with traditional loans. Some of the requirements the USDA has include income requirements as well as residency requirements.
If you’re a military member or a veteran, you might be able to get help with home updates that make your house safer or more adaptable. The VA-backed loans are often easier to obtain than traditional ones and might make it easier for you to upgrade your home even if you’re low-income!
The NJHMFA could help you as a homeowner get assistance toward home repairs. They offer both loans and NJ home improvement grants. If your house is in need of repairs related to safety or other things, you could qualify for help from the organization. You might also be able to get help with funding for repairs through the loan options the agency offers.
The NJ Citizen Action provides counseling for loans toward home repairs! You might be able to get help with the home repair loans that could make it easier for you to upgrade your home. If you need updates due to safety or other reasons, getting a loan might be the best option. The counseling program can teach you more about the loans, paying them back and the impact they can have on your financial situation.
Property tax relief is available in NJ!
The Homestead property tax relief option might make it easier for you to pay your property taxes. If you’re the owner of a homestead, you could get a lower tax rate. This could help seniors, those with disabilities and those who are low-income in New Jersey. This relief program is available in combination with other tax relief options for people in NJ who want to get help with their taxes.
The Veteran Exemption might make it easier for you to get help with your property taxes. If you’re a veteran with different types of disabilities, you could get different levels of property tax relief. In addition, the surviving spouse of someone who died during service could qualify for property tax relief through New Jersey.
New Jersey foreclosure relief could help you.
New Jersey offers Consumer Protection options that might make it easier to get help with foreclosure assistance. If you’re facing foreclosure, you might have options under the consumer protection. It could make it easier for you to avoid foreclosure so you can get back to paying your mortgage on time.
The NJ Hardest Hit Fund works for citizens who are close to losing their home. It is a part of the HomeSaver and HomeKeeper programs. You might be able to get direct help to pay your past due mortgage or any amount you need to get caught up on your mortgage to avoid foreclosure. There are a variety of resources available through the Hardest Hit Fund that might make it easier for you to get assistance and get back on track.
The Fair Foreclosure Act might protect you! If you are facing a foreclosure, it’s important to make sure it’s in compliance with this act. Having an attorney or free legal aid could help you determine whether the foreclosure is actually legal. You might be protected if you have a disability, if you are unemployed or if you lost your job through no fault of your own. There are also other reasons why you might receive protection under this act!
Talk to an Expert Now!
Have a home repair question? If you’d like to talk to a home repair technician right now, our friends at HomeFix can help!
Your county might help with NJ home improvement grants!
Some counties in New Jersey might be able to help you with NJ home improvement grants. There are resources that could help you make valuable changes to your home while saving money.
If you’re in Atlantic County and looking for NJ home improvement grants, the Atlantic County Improvement Authority might be able to help you with those grants. They offer a variety of programs including grants and loans that might make it easier for you to update your home. These grants are usually reserved for people who are dealing with safety issues or an emergency repair situation, but they might also be available to people who need help updating their home for other reasons.
The American Dream is a program in Bergen County that might be able to provide you with NJ home improvement grants to bring necessary safety improvements to your home. You’ll need to apply for the program to get help and not all people are approved. The program has requirements including income requirements and residency requirements that you’ll need to meet to get help.
Residents of Camden County might be able to get help for their home improvement grants through Camden’s grant management bureau. There are resources they might be able to provide including NJ home improvement grants to make your home a safer and better place to live. If you’re struggling to live comfortably in your home due to safety issues, the bureau might help.
Need home repair help in Essex County? You might be able to get it from the neighborhood housing revitalization division! This division provides both loans and also NJ home repair grants that could help you update your home to make it a safer place to live. You’ll need to meet their requirements and you’ll also have to see which product you’re approved for. The county doesn’t approve everyone.
Is your home unsafe or difficult to live in due to repairs that need done or other issues? Help could be possible. If you’re in Jersey City, you might be able to get help making repairs to your home. These repairs could help you save money on your house and might even make it easier for you to get the upgrades you need. In addition to safety updates that could make your home more livable, you could get help with energy upgrades that could make your home more efficient.
The Department of Housing and Community Development in Mercer County might be able to help some residents with NJ home improvement grants. You’ll need to meet their requirements to get help through the CDBG funding they offer. You might also have to take loans if they offer them instead of grants, but it could help you make the repairs you need to your home. There are also other resources available through the community development department. They might help you revitalize your home while also bringing huge improvements to your neighborhood.
Even though the majority of resources from Passaic Housing focus on new builds and creating places for people to live when they have nowhere to go, the county could also be willing to help with home upgrades that involve safety issues. If you need upgrades that are affecting the safety of your home, you might be able to get NJ home improvement grants from Passaic County.
The Central Jersey Housing Resource Center provides housing help to people throughout all of central Jersey but focuses primarily on the Somerset County areas. They offer housing help for many purposes including NJ home improvement grants. If you’re in central Jersey, check the center out. Even if they’re unable to directly help you with grants or loans to get safer housing, they might have resources you could use to get that help!