Is your home unsanitary, unsafe or out of date? If so, you might be wondering how you’re going to afford the repairs. We found ways you can get SD home repair assistance!
Get more information on home repair grants right here.
If you need SD home repair help, you could get a grant.
If you need SD home repair assistance, the USDA grant might be able to help you with up to $7,500 toward it. There are some limits on what you can use the grant for including vanity updates. You could use it to make your home safer or more modern. You might also be able to use it for updates related to accessibility. You’ll need to be in a rural area and meet the USDA’s other requirements to get help through this program.
The Habitat for Humanity doesn’t just provide homes to people who need them, they can also help if you’re in need of SD home repair. There are requirements you’ll have to meet through the city and you will need to qualify for assistance with the program. There is also a waitlist for the Habitat for Humanity in South Dakota.
South Dakota’s weatherization program might be able to help with caulking and sealing, insulation, replacement or repair of your heating system. If you qualify for the weatherization program, you could get these options if your home is lacking them. The program might also be able to help with any other energy efficiency-related repair projects you have in your home.
If you’re a senior or you’re disabled, you might be able to get help through the Independent Living Center. This is a program that has contacts in South Dakota that might be able to help you with your home repair projects. If you meet the program requirements, you might be able to get help updating your home to make it safer so you can live in it longer.
Get a loan to make repairs to your home.
You could qualify for SD home repair assistance through CHIP. This program could help you save money on your home repairs and might make it easier for you to make updates to your home to make it more modern. There are program requirements you’ll need to meet if you want to get assistance. You could qualify for a deferred loan or for a grant that you won’t have to pay back.
The USDA offers a loan in amounts up to $20,000 for people who qualify for the program. If you’re able to qualify for both the grant and the loan, you could use it to make up to $27,500 in repairs to your home. The USDA requires you to live in a rural area to get the grant and to meet other requirements they put in place including income requirements.
If you’re a veteran, you could get help with a loan to update your home. Disabled veterans could get help making their homes more accessible and can get help with the costs that go with it. Since the loan is backed by the VA, you might be able to qualify for a higher amount or for lower interest to make these updates.
You could get help with your South Dakota property taxes.
South Dakota offers several different tax relief programs. They have a variety of programs that can help people with different needs. South Dakota put all of the property tax relief programs in one easy location that you can find here.
The Senior and Disabled Property Tax Exemption might be able to help if your 65 or older. The program also helps people who are disabled according to the Social Security standards. Using the exemption could help you save on your property taxes by reducing the taxable amount of your property.
The Homestead Exemption could help if you’re 70 years old or you’re a surviving spouse. With the homestead exemption, you could delay your property tax obligation until you sell the home. Once the home is sold, you’ll be responsible for the property taxes that you didn’t pay while taking advantage of the homestead exemption.
If you’re a disabled veteran, you might be able to get a property tax exemption. This is also true for unremarried surviving spouses of disabled veterans. The exemption could help you reduce your taxable property value by as much as $100,000. If you qualify for the exemption, you could use it for as long as you have the property.
We found SD foreclosure relief programs.
Are you facing foreclosure or do you think you’ll face foreclosure in the future? You can use the education program to help you learn more about foreclosure and how it can have an impact on you. You might also be able to get help learning about different programs and options that are available that might be able to help you if you’re struggling to pay your mortgage.
The Relief program could help you prevent foreclosure in the future. There are options available that could help you save your home. These could help by lowering the total amount you owe or by consolidating the back payments you might have on your home. You will need to meet qualifications to get direct help through the program.
South Dakota’s Neighborhood Stabilization program might be able to help you save money and get back on track when you’re facing foreclosure. You’ll need to meet the program requirements to get help and to take advantage of everything the state has in place. It might also be helpful for people who own a home South Dakota to learn more about foreclosure through this program.
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Get home repair help through your county.
You might be able to get SD home repair help through your county. Some counties offer repair help. It might make it easier for you to fix up your home or even make it more modern!
Charles Mix County
Wagner’s Community Assistance program might be able to help if you’re in need of SD home repair assistance. The program has options that could help you save money on your repairs and might make it easier for you to fix your home to make it a safer place to live. You will need to meet the requirements the program has in place. In addition to the project offerings they have, Wagner might be able to help you with the community development block grant.
Lake County
The Madison Interlakes Community Action program offers a foreclosure relief program. The program helps you with foreclosure education and options that might make your homeownership journey easier to handle. You will need to meet the city’s requirements to get help with this program.
Minnehaha County
If you’re in Sioux Falls, you might be able to get help through the CDBG. With this program, you could get a grant that you won’t have to pay back. The grant can be used for safety repairs to your home as well as updates to make your home more modern. If the repair project could contribute to neighborhood beautification efforts, you might be able to use it to update your home.
The Sioux Falls rehabilitation program could provide financial assistance for low and moderate-income home buyers. If you meet the program requirements and you need SD home repair help, you might be able to update your home. The program could help you make updates to make the home safer and more modern.
Pennington County
Rapid City’s assistance program might be able to provide assistance for SD home repair projects. In addition to their home repair assistance program, you could get a CDBG that might make it easier for you to repair your home. If you’re in Rapid City and you’re in need of this assistance, you might be able to qualify for the help. They do have income guidelines and residency requirements you’ll need to meet to get approved for the programs.
Roberts County
Sisseton’s GROW program might be able to help with SD home repair. If you have a repair project you need to do, you might be able to use the GROW program to help you with it. You might also be able to get assistance through the city to make it easier for you to update your home depending on the type of project you need done in your home.
Yankton County
The Yankton Planning and Development Assistance program could help if you’re in need of SD home repair assistance. There are programs the city has available. They could help you with a deferred loan you won’t have to pay back until you sell the home. You could also get assistance through Yankton with a grant to make repairs and updates to your home.
