Want Help to Become a First Time Home Buyer in Missouri? We Found It!

(Last Updated On: December 8, 2018)

If you’re a first time home buyer in Missouri, you could qualify for help. We found low-income programs that might make it easier for you to purchase a home!

Get more help buying a house with low income here!

Get down payment assistance if you’re a first time home buyer in Missouri!

If you’re a first time home buyer in Missouri and you live in an area that’s rural, you might be able to get a home without a down payment. The USDA 100% financing option might be available if you meet their financial criteria and you live in an are they consider rural.

first time home buyer in Missouri

The Missouri HERO program and the First Place Home program might both be able to help you get into a home with down payment assistance. You might also be able to save money on your home purchase or even get lower than average interest rates! The program has requirements including income, credit and residency qualifications.

Use these Missouri resources to help purchase a home!  

If you’re in a desperate housing situation or you’re having trouble with stability in your home, you might be able to get help through the Habitat for Humanity. There are many different things the program could help people with and building a home is part of them. You will likely need to be on the waitlist for Habitat for Humanity. You will also have to put sweat equity into the home even though main contractors are in charge of the majority of the building process.

The USDA doesn’t just offer the zero down home loan, they also offer other guaranteed loan options that might make it easy for you to get into a house. In addition to easier credit and income requirements, you might be able to get benefits from purchasing a home with a USDA loan.

If you’re a first time home buyer in Missouri, you might be able to get help with an FHA loan. This loan, backed by HUD, might be able to make it easier for you to purchase a home. While you will still likely be required to have a down payment of between 3 and 10%, you might be able to get a mortgage with low income and a lower credit score.

We found military home buyer programs!

Are you entitled to VA benefits and a first time home buyer in Missouri? You might be able to get help with a loan that’s backed by the VA! There are many lenders that work specifically with people who have a VA-backed loan. You could qualify for a mortgage that has better terms than most!

Try your county if you’re a first time home buyer in Missouri!

There are some counties in Missouri that might be able to help you purchase your first home. From down payment assistance to help with interest rates, you might be able to find the help you’re looking for through your county!

Boone County

Are you looking for a home in Columbia? You might be able to get help with your home purchase through the homeownership assistance program. You could qualify for help finding a home, help with a down payment and even help finding the best financing option for your needs!

Buchanan County

If you’re in St. Joseph, you might be able to get help with homebuyer assistance. In addition to their counseling programs, they might also offer a down payment assistance program. You could use this in addition to down payment assistance from the state to get into your new home!

Jackson County

The Kansas City homeowner assistance program might be able to help you get a down payment for your home and help you find a home in the city. There are a variety of resources the neighborhood services agency offers that might make it easier for you to purchase a home. You will need to meet income and residency requirements along with any other requirements the city puts into place.

first time home buyer in Missouri

Residents of Lee’s Summit might be able to get up to $3,000 toward a down payment for a home. If you meet their income, credit and residency requirements, you might be able to lower the total amount you have to pay out of pocket for your new home. The program might also make it easier for you to purchase a home in the area through their homeownership program.

Jasper County

If you’re in Joplin, you might be able to get help with new construction, a home you with to rehab or down payment assistance. Using their homeownership programs, it might be easier for you to get into a new home. You might also be able to save money on your home purchase.

Ozark County

Are you in Ozark County? You might qualify for help through the Ozark Action Inc. program. This might make it easier for you to purchase a home because the program offers different things that could help you with your home search, financing and coming up with a down payment.

St. Charles County

If you’re a first time home buyer in Missouri and you’re looking for a home in St. Charles, you might be able to get help through the home ownership assistance program. You can start the program out using their educational opportunities. You might also be able to get help with home ownership resources to make purchasing a home even easier!

Help could be available in St. Peters. If you’re looking for a home in the area, you could get help through their housing department. The city might also offer opportunities and incentives for purchasing a home like a home search and even assistance toward your new home!

St. Louis County

Are you in St. Louis city? You might be able to get help through their community development department. The department might make it easier for you to search for a home, find financing and figure out how much you need to come up with for a down payment. You could also get assistance through the many programs the city offers!

The rest of St. Louis county might also be able to get help. If you’re a first time home buyer in Missouri, you could save money on your purchase, get a better mortgage rate and even save money on your down payment. The county’s housing assistance program might be able to help you with resources for your home purchase.

Serious about buying a house? Don’t miss these other resources!

Get more free stuff in Missouri!



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