MN Fix Up Fund: Get Minnesota Home Repair Grants

(Last Updated On: January 4, 2019)

When you’ve dug so deep into your wallet that there’s nothing else left and your home keeps needing repair after repair, you might be worried about what you’re going to do. The MN fix up fund programs can help you get the assistance you need for repairs to your home. You could qualify for help that provides you the relief you’ve been hoping for!

Get more information on home repair grants right here.

Get MN fix up fund grants.

You could qualify for a grant from the USDA for up to $7,500. The grant can be used in addition to the MN fix up fund program and can help you pay for valuable repairs to your home. The grant has requirements you must meet to qualify for it. Those who have a USDA-backed mortgage may qualify for the grant.

While most people think of Habitat for Humanity as an organization that builds houses, they might be able to help you repair a house you already have. If you qualify for their program, you could get a grant or a sweat equity loan. These could help you make repairs to make your home safer, modernized or more energy efficient.

The weatherization assistance program helps low-income families qualify for energy efficiency upgrades to their home. The program helps by providing you with upgraded insulation and other things that could allow you to save money on your electric bills. The added insulation and other options could even add value to your home! You must apply for the program through your local assistance office.

These MN fix up fund programs might help.

The MN fix up fund program allows those who are qualified to fix up parts of their home. You can get help for free and it will allow you to do things like make your home safer, modernize it or simply add features that will make living in your home easier!

In addition to their home loan programs, the USDA also offers a rehabilitation program. If you qualify for the program, you could get a loan of up to $20,000 to fix up your home. The loan is secured through a mortgage and you must pay it back. The interest rates vary, but they could be as low as 5%.

The MHFA loan allows you to upgrade your home even if you don’t qualify for the MN fix up fund. You could qualify for anywhere between $2,000 and $50,000. The interest rate on the loan is 5.99%.

Not great credit? Use these loans to repair your home!

Using the CEE loan, you could qualify for $1,000 to $20,000 to fix your home up. The loan is secured meaning that if you don’t pay it back, you could be at risk of losing your home. The annual percentage rate for the loan is 6.41%.

If you need to upgrade your home in Minnesota, you could qualify for the home improvement loan from the housing authority. This loan is for people who are unable to get traditional financing and have a need for a home improvement projects. In addition to allowing lower credit scores to qualify, the loan is low-interest.

Are you a veteran? You can get great rates on loans for your home in Minnesota! If you need to fix up your home or add features to your home, you simply need to apply through the VA to get the loan. If you’re approved, you can use it to make your home safer, more comfortable or even more modern!

You might be eligible for property tax relief in Minnesota!

Many low-income families qualify for a property tax refund when they pay their taxes at the end of the year. The property tax refund could help make your return bigger or could even save you from having to pay even more on your tax bill.

If you’re using the MN fix up fund or any other type of assistance to repair your home, you could qualify for the homestead refund. This is similar to a property tax refund, but it is only for people who have a certain number of acres. Since the more land you have, the more you pay, getting a refund toward it could help you save money.

Senior citizens could qualify for property tax deferral. If you are over 65 and you make $60,000 per year or less, you might get help with your property tax payments. Once you qualify for the program, you can use it for life. It allows you to pay no more than 3% of your income in property taxes.

Minnesota foreclosure prevention programs are available.

If you are low-income, you could qualify for foreclosure postponement. Certain issues like a recent job loss, military-related reasons and other things could help you qualify. There are different requirements you must meet if you want to get foreclosure postponement.

The Minnesota Affidavit of Postponement could help you keep your home out of foreclosure for up to five months. Not everyone will qualify for it and you might have to meet other requirements to use it. During the five month period, it’s suggested you take advantage of free counseling so you can get caught up on your mortgage.

Minnesota offers a foreclosure relief program through an independent agency. You can get help with foreclosure relief so you can make sure you don’t lose your house. After working hard and using things like the MN fix up fund, it can be difficult to lose your home to foreclosure. Counseling can teach you how to make your mortgage a priority and better handle any issues you might have with your finances.

By using the prevention from foreclosure counseling with the homeownership center, you can learn more about what you can actively do to keep your home from being foreclosed on. The program is free for anyone and also includes resources if you’re in imminent danger of losing your home.

City and county specific home repair grants are here.

There are specific programs that can help you in different counties of Minnesota. The MN fix up fund can help you save money on the repairs, but your county might be able to help even more. There are so many options available to homeowners who need help in Minnesota!

Dakota County

You might be able to get help through the Dakota County housing authority. Even if you received help from the MN fix up fund or another assistance program that is sponsored by the state, the county might have funding available. Keep in mind that most housing repair assistance in Dakota County is with low-interest loans and not grants.

Hennepin County

The Hennepin County community action partnership offers help with loans. They might be able to help with a low-interest loan to contribute toward repairs or pre-foreclosure assistance. You must apply through the county and you must meet certain requirements. Emergency help could be available.

In an effort to beautify the city, Minneapolis offers some grants to some residents for home repair. These grants are based on need and income. They could help you make sure you’re able to fix your home up and make it as livable as possible.

Ramsey County

If you’re in the St. Paul city limits, you could qualify for help from Rebuilding Together. The organization provides loans and grants to those who are in the Twin Cities. They offer low-interest loans to help you fix your home up.

Residents of Ramsey County who do not qualify for the MN fix up fund and who are elderly, disabled or low-income could get help from the Hearts and Hammers organization. Not only does the organization fund repair projects for those it serves but they also offer volunteers to complete the service. The waiting list for this program can be somewhat long at times.

The Project for Pride in Living could help residents of Ramsey County fix their home up. The MN fix up fund and the program work to allow people the chance to make sure their home is safe and they are comfortable in it. You must meet certain requirements as a homeowner to qualify for any help from the organization.

St. Paul’s city living housing resources could help you get a grant to pay for repairs to your home. The program is through the housing authority and benefits residents by offering them a chance to fix up their home at no cost or a low cost to them. It also benefits the city by making it a better place to live.

Payne and Phalen Counties  

If you’re in Payne or Phalen counties in Minnesota, you could get help. The housing authority and homeowner organizations have teamed up to help those who are in need of repairs get the help that will make their home safer and more comfortable to live in.

St. Louis County

Those who are in St. Louis County could get help with low-interest rate loans. These loans are capped at $2,500 and come with interest fees of 6% or less depending on your credit. They can be used for repairs and can help you make your home better.

If you live in Duluth, you might qualify for low-interest rate loans also! These loans come in varying amounts and can be used in combination with the MN fix up fund program.

Get help with grants now.

You can get grants for many different repairs. After working so hard to accomplish your dream of homeownership, you shouldn’t let something like home repairs bring you down. Instead, visit your local housing authority or even talk with your local assistance office. You might be surprised with the MN fix up fund and many other programs that are available to you!

Get more free stuff in Minnesota!


  1. Teresa Kincaid
    October 19, 2018
    • Riley Thomson
      October 20, 2018

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