Owning a home can be hard especially if you need repairs done to it. We’ve got good news! You could get free home repair assistance in Oklahoma that might make it easier for you to upgrade your house!
Get more information on home repair grants right here.
You could get free home repair assistance in Oklahoma!
Using the USDA home improvement grant, you might be able to get free home repair assistance in Oklahoma. If you live in a rural area, meet the USDA requirements and follow their guidelines, you could get help making repairs to your home. The repair grant comes in amounts up to $7,500, but not everyone will qualify for the full amount.
The Oklahoma weatherization program offers a program that might help you upgrade your home to make it more energy efficient. You might be able to qualify for help with free insulation, new flooring and even the possibility of a new heating system.
Even though Habitat for Humanity reserves most of their resources for people who need a home, they might be able to help you in some emergency situations. They have a waitlist for home repair help most of the time, but you might be able to find some resources through the organization. If you plan to fix your home yourself or do your own upgrades, you might be able to find the materials at the Habitat for Humanity Restore.
Try these loans to help repair your home.
You might be able to get help with a loan from the USDA. If you qualify for both, you can use this in combination with the USDA grant. The loan comes with a fixed low-interest rate and provides those who are qualified with up to $20,000 toward home repairs.
Veterans might be able to get help with their home repairs. You could get grants or loans that might be able to help you make upgrades to your home. If you are updating your home to make it more accessible due to a service-connected disability, you might qualify for free home repair assistance in Oklahoma!
Property tax relief is available in Oklahoma!
If you make less than $20,000 per year, you might be able to get help with your property taxes. You can take up to $1,000 off the total assessed value of your home. This can be used in combination with other property tax relief exemptions.
Residents who live in their own home could qualify for the homestead property tax relief. You could use this to take up to $1,000 off your home’s assessed value. Residents who get the homestead benefit might be able to use it with other property tax exemptions.
Seniors can get up to a $200 property tax credit! If you are 65 or older, you might be able to save money as long as your income is under $12,000 per year!
If you’re a senior, you own a manufactured home and your income is under $10,000 per year, you could get up to a $2,000 property tax assessed value exemption. This can be used in combination with the $200 credit.
Veterans that are 100% disabled due to a service-connected injury or the surviving spouse of a veteran who died during service can get property tax relief. You can get full property tax exemption. This has strict guidelines, but it can be helpful if you don’t have to pay property taxes!
Facing foreclosure? We found relief options!
You might be able to get foreclosure relief help and education programs. These programs could teach you more about foreclosure, how to get out of a situation where you’re facing it and what you can do in the future to prevent it from happening again.
If you’re a veteran, you might be able to get foreclosure prevention assistance! There might be VA benefits that could help you with a VA-backed loan so you can get caught up on your mortgage payments and avoid foreclosure in the future. You might also be able to get help getting back on track or even restructuring your mortgage.
Oklahoma Legal Aid could help you get out of foreclosure. You might be able to get legal advice or help from a lawyer who might make it easier for you to get out of the foreclosure situation.
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Your county might provide free home repair assistance in Oklahoma.
If you’re in need of free home repair assistance in Oklahoma, checking with your county might be a good idea! Some counties offer repair assistance programs you could use to make your home safer and better!
Cleveland County
If you need free home repair assistance in Oklahoma and you’re in Norman, you might be able to get it through the housing rehabilitation programs the city offers! There are programs available like the housing rehabilitation deferred payment loan and the emergency repair deferred loan. While you can use these loans for different purposes and get different amounts for them, they come with similarities. You won’t have to worry about paying either of them back until you sell your home!
Comanche County
Are you in Lawton and need free home repair assistance in Oklahoma? You might have options through the housing and community development division. The city offers a variety of home rehab assistance grants that could help you upgrade your home without paying anything out of pocket. You might also be able to get access to low-interest or deferred payment loans.
Oklahoma County
Edmund offers owner-occupied housing rehabilitation assistance. You can get free home repair assistance in Oklahoma through this program as long as you do not sell your house within five years. If you do, you’ll be required to pay it back, but you might be able to set up a payment plan. If you’re in Edmund, you might also be able to get help with code compliance assistance to get your home up to code. The Neighborwoods tree help might make it easier for you to remove, plant or trim trees on your property!
The Midwest City Housing Rehabilitation program might be able to help you! You could get an interest-free loan to make upgrades to your home. You might also be able to get a primary systems repair grant to help you upgrade plumbing, electrical and structural features in your home.
Oklahoma City might be able to offer free home repair assistance in Oklahoma. You could get help with home rehabilitation options as well as the exterior maintenance program. These might make it easier for you to update your home without worrying about how you’re going to afford it.
Pottawatomie County
Are you in Shawnee and in need of free home repair assistance in Oklahoma? You could get it through the community development block grant! This grant could help you save money and could help you get the repairs you need to your home. You might be able to use it to update your home and make it a safer place to live in.
Tulsa County
The Tulsa emergency repair grant could help you upgrade your home if it is unsafe or if you need emergency repairs. The grant comes in amounts up to $5,000 for people who qualify. If you do not have emergency repairs that need done right away, you could get help with a deferred payment loan. The loan could be up to $35,000 and could help you make a variety of upgrades on your home. You might be able to use both the emergency grant and the home repair loan.
Billy R. Smith
Thursday 14th of September 2023
My wife and i are both disabled . im retired with a fixed income . our house is old 1904 i believe. We've done outside a bit . new windows and siding before i retired . now we cant get around to much . and floors are falling in . mold and septic issues is just some of the problems . we've had to move into a small camper in behind the house for health reasons . we are in dire need for help and no way to get loans . our money runs out fast after bills are paid .
Catherine Marucci
Thursday 14th of September 2023
Hi. If the resources above have not been helpful in your case, it may be worth calling 211 to see if there is anything else they can suggest.
Debra Orr
Tuesday 6th of June 2023
I live in Oklahoma county in town of Harrah. I am 55 and unable to work due to disability. Is there any assistance available for updating my plumbing? My Mom owns the house and property and we both live there. She does get a deduction on because the property taxes because of her age. We are also interested in having some repairs on the front porch such as adding a ramp to make it easier for us to get in our house. Currently we only have steps and it is difficult for us due to climb steps due to being dependent on a cane and walker. We live in a small rural town.
Catherine Marucci
Wednesday 7th of June 2023
Hi Debra. If the resources above are not useful, it may be worth calling 211 to see if they know of anything else in your area that you may be eligible for.
Alicia
Thursday 1st of December 2022
I'm am facing living in my car in 8 days I've bn staying with my daughter but the landlord has givin me a notice to leave n I have a 15 yr old son n I'm on disability. I own my own home but am having foundation issues n can't stay there and there's not heat there due to someone destroying my central heat n air unit. I'm in Oklahoma but not sure if there's any help for me in Muskogee County.
Catherine Marucci
Thursday 1st of December 2022
Hi Alicia. If you have already tried the resources above, it may be worth calling 211 to see if they know of anything else that is available in your area. This article may also be helpful during the transition: https://lowincomerelief.com/low-income-housing-with-no-waiting-list/
Mae
Saturday 19th of November 2022
I am widowed living in rural Sequoyah county. Still making payments on my house. I am 67 years old and need a new roof and repairs on my home. But I can’t afford it with being on SSA .
Catherine Marucci
Saturday 19th of November 2022
Hi Mae. If the above resource cannot help, you can try calling 211. They may know of programs in your area that can help.
Catherine Marucci
Friday 23rd of September 2022
Hi Yessenia. If you call 211, you may be able to find additional resources.