Programs Every Low Income Arizona Homeowner Needs to Know About

(Last Updated On: January 1, 2019)

Whether you’re struggling to make your mortgage payments or faced with an unexpected repair expense in Arizona, there is help available to you!

While researching low income home buyer programs in Arizona, we stumbled across several helpful programs for those who already own their own homes.

You need to know about these programs!

Low income homeowners nationwide have a hard time meeting their mortgage payments. If you are at risk of foreclosure because you’re struggling to make your housing payment, these programs can help you!

Save Our Home AZ is a program that can help you with principal reduction and monthly mortgage subsidies. If you are an unemployed or underemployed Arizona homeowner, this program may be able to help modify your mortgage payments so they do not exceed 31 percent of your income. See if you qualify here!

Get help with repair expenses from these agencies and cities!

Gilbert offers emergency and minor home repair programs to low income Gilbert homeowners. If you are struggling to make repairs that are needed for health or safety reasons, you may be able to receive assistance. Eligible repairs include heating/cooling, electrical, plumbing, glass repair, leaking roofs, and disability modifications. Click here for an application.

Mohave County offers up to $50,000 in assistance! The funds may be used to assist with water heater replacement, heating, cooling, roofing, septic, plumbing, electrical, disability modifications, weatherization, energy efficiency and more. Assistance is provided as a deferred forgivable loan at 0% interest. To have the loan forgiven, you must remain in the home for a certain number of years.

Phoenix has a Housing Rehabilitation program that can assist low income residents with emergency home repairs, hardship assistance and weatherization improvements. This program can help homeowners with needed repairs and improvements. For more information, contact the Neighborhood Services Department. 

Peoria offers emergency home repair assistance to low and moderate income homeowners. You can receive up to $20,000 in FREE home repairs throughout your lifetime! There is a $5,000 limit for manufactured homes. This is program is offered at no cost. 

Peoria also offers an awesome tool lending center that homeowners can use. Just like checking out a book at the library, you can check out a gas can, edger, lawn mower, post digger, sledge hammer, sprayer, shop vac, wheelbarrow, seeds spreader, submersible pump or other item from the City of Peoria’s Tool Lending Center. 

Surprise provides repairs to income eligible residents. You may be able to receive assistance with your plumbing, electrical, heating/cooling and disability modifications from the city. For more information, see the Surprise website. 

If you need help with a more significant repair, such as a major plumbing issue, you may be put on a waitlist for the Major Rehabilitation Program. The contact information for that program can be found on the Surprise website, also.

Get more FREE stuff in Arizona!


Get Freebies & Deals Sent to Your Inbox!

Get Freebies & Deals Sent to Your Phone!

Powered by



  1. Denise
    April 9, 2018
    • Nicole
      May 1, 2018
  2. Arlinda
    January 22, 2019
    • Riley Thomson
      February 2, 2019

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.