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How to Save Money on Your Coast Electric Bill

How to Save Money on Your Coast Electric Bill

Coast Electric customers can save money on their power bill with these awesome programs! If you’re a Coast Electric customer, you won’t want to miss this!


Coast Electric is an electric cooperative that serves Harrison County, Hancock County and Pearl River County in Mississippi.

Check out these helpful payment options from Coast Electric!

Electric bills can be so confusing. Fortunately, Coast Electric offers a useful online guide designed to help you understand your bill.

Standard-rate customers who have at least 12 months of usage at their address can opt for levelized building. This program averages your last 12 months of usage to determine your monthly payment amount. This helps you avoid seasonally high bills by keeping your payments roughly equal all year long.

If you would rather pay throughout the month instead of once per month, you may prefer to participate in the Prepay Metering ProgramThis program allows you to pay for energy as you use it. You can pay daily, weekly, biweekly or whenever you want! It’s like filling your gas tank – just make sure to put more money in your account or you will run out! You have to keep the balance above $25 or you’ll be disconnected within two days of dropping below that threshold.


You may be able to save money on a Time of Use plan!

If you can avoid using electricity during certain hours, you may benefit from switching to the Time of Use rate.

By default, customers are placed on a standard plan. Under the Time of Use plan, you will save money by using electricity during off-peak hours and reducing your usage during on-peak hours.

The peak hours vary depending on the season. During the summer period, the on-peak hours you would need to avoid are between 3pm and 6pm on weekdays. During winter, the on-peak hours are between 6am to 8am.

To save money on the Time of Use plan, you’ll need to move at least 75% of your electric use to the non-peak hours.

Be careful, though… When you sign up for Time of Use, there’s a minimum six month agreement!

Fortunately, Coast Electric offers a six month guarantee for the first time you try Time of Use. This guarantee ensures that you don’t risk spending more than you would’ve on the standard plan. After six months, if you determine you’ve spent more on Time of Use than you would’ve under a standard plan, you can cancel the Time of Use agreement and request a credit for the difference.

Save money with weatherization upgrades and more!

You can save significant amounts of money on your future Coast Electric bills with these helpful programs.


Use Coast Electric’s online energy use analysis tool to determine where your energy consumes the most electricity and how you can save money on your monthly bill. You’ll answer questions about the size, location and appliances in your home that will help the analyzer determine where and how you can save the most money each month. You can also estimate how much energy your appliances, lighting, TV and thermostat are costing you each month with these handy calculators.

Of course, you could opt for a FREE in-home energy audit from one of Coast Electric’s trained representatives! They’ll send someone to your home at no charge to help you identify where your home consumes the most energy. They’ll give you customized advice on how to reduce your bills every month!

The Mississippi Department of Human Services’ Weatherization Program can help you reduce your energy costs by providing FREE weatherization services that make your home more energy efficient! This program serves those who earn 200% or less of the current federal poverty guidelines. They prioritize services to elderly, disabled and low-income families with young kids. Apply at your local community action agency (here’s a directory).

Coast Electric promotes, a service that will ship new filters for your furnace or air conditioner to your home. The shipping is free and the filters are affordable. Frequently changing your filters can reduce your heating and cooling costs by up to 15 percent!

Of course, you may be eligible for rebates if you complete these upgrades yourself!

Get help paying your Coast Electric bill!

If your Coast Electric bills are more than you can afford, there are agencies that can help you.


The State of Mississippi offers a Low Income Home Energy Assistance Program (LIHEAP) that can help. This program is available to households who earn 60% or less of the state median income. See the agencies that distribute LIHEAP funds by clicking here!

You can click here to find contact information for the agencies that assist with Coast Electric bills. This document includes the contact information for the following organizations:

  • Back Bay Mission
  • Catholic Charities
  • Christian Care
  • Harrison County Community Action Agency
  • Pearl River Valley Opportunity
  • Salvation Army
  • 211 Mississippi
  • St. Vincent dePaul Society
  • Nativity
  • Our Lady of the Gulf
  • Our Lady of Fatima
  • Our Mother of Sorrows
  • Sacred Heart
  • Relief Society (for active & retired military)

Don’t forget about capital credits!

Since Coast Electric is a member-owned cooperative, any revenues that exceed operating costs and expenses are returned to a member’s capital account. These funds, called capital credits, are returned to the members based on the amount of energy they purchased! Coast Electric paid out $54 million in capital credits between 1961 and 2017.

Coastal Electric customers save money at 230+ local businesses!

This is one of the coolest programs I’ve seen from any electric company. Coastal Electric customers can get a FREE Co-Op Connections card that entitles them to discounts at over 230+ local and nationwide businesses! You can even save 60% at participating pharmacies!

All you need to do is show your card at the participating business. It can be used anywhere that you se a Co-Op Connections sticker!

Here are just a few of the participating businesses:

  • ADP
  • Anytime Fitness
  • Bayou Jewelers & Watch Repair
  • Best Western
  • Bush Plumbing
  • Dee’s Discount Variety Store
  • DISH Network
  • Legoland Florida
  • Mattresses & More