property tax exemptions! Cities and counties offer property tax

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Get Free and Low-Cost Home Repair in WA State!

(Last Updated On: February 7, 2018)

Whether you’re struggling to make your mortgage payments or faced with an unexpected home improvement and repair expenses in Washington, there is help available to you!

While researching low income home buyer programs, we stumbled across several helpful programs for those who already own their own homes.

You need to know about these programs!

Low income homeowners nationwide have a hard time meeting their mortgage payments. If you are at risk of foreclosure because you’re struggling to make your housing payment, these programs can help you!

Get property tax exemptions!

Cities and counties offer property tax exemptions to low income seniors and disabled residents. If you are over the age of 61, unable to work because of a disability and/or rated 100% disabled by the Department of Veterans Affairs, you could qualify for a property tax exemption! Contact your county’s Assessor’s office (or visit their website) for an application and instructions. They can usually back-date your eligibility by 2-3 years, so you could even get thousands of dollars in refunds!

Avoid foreclosure with emergency assistance programs!

Vancouver residents can visit the Vancouver Rent Bank for a one-time, interest-free loan when temporary financial crises strike. They also offer advocacy and referrals to additional resources as needed.

Washington Homeownership Resource Center is committed to helping homeowners who are facing foreclosure. They may even be able to help you access up to $30,000 in rescue funds at 0-2 percent interest!

Get help with home improvement expenses!

Catholic Community Services provides a Volunteer Chore Services program that assists with minor home repair, painting, yard work and more for disabled and elderly residents. This service is available in many areas across the state, including Clallam, Clark, Cowlitz, Grays Harbor, Island, Jefferson, King, Kitsap, Lewis, Mason, Pacific, Pierce, Skamania, Snohomish, Spokane, Thurston, Wahkiakum and Whatcom.

homeowner assistance Washington State down payment assistance first time home buyer loans

For your convenience, I’ve divided the local resources into two categories: Western Washington and Eastern Washington. Be sure to look for your city and county!

Western Washington

Clark County and Southwest Washington residents can visit the Community Housing Resource Center in Vancouver to benefit from on-site, in-person mortgage default and foreclosure counseling. Call ahead to make an appointment with this HUD-approved housing counselor. Services are available in English and Spanish.

Everett offers home repair services through a Community Housing Improvement Program (CHIP). This program free inspections, repair recommendations and bid gathering. The CHIP program will also monitor the work.

Grays Harbor County has a Rebuilding Together affiliate that may assist with minor repairs and disability modifications. This service may install wheelchair ramps, complete bathroom modifications, fix emergency plumbing leaks and more.

King County has way too many programs available to list here. If you’re a resident of King County, click here to see our extensive list of all the programs you may qualify for. Believe me, you don’t want to miss this!

Kitsap County residents can contact Housing Kitsap for rehabilitation funds. This program provides interest-free deferred loans that do not have to be repaid until 20 years later or when the home is sold, refinanced or the borrower moves out (whichever happens first).

Pacific County has a Rebuilding Together affiliate that may assist with minor repairs and disability modifications. This service may install wheelchair ramps, complete bathroom modifications, fix emergency plumbing leaks and more.

Pierce County residents, including residents of Auburn and Federal Way, can receive assistance with home modification and emergency repairs from Rebuilding Together South Sound. Some projects they offer include bathroom modifications, wheelchair ramps, widened doorways, fixing emergency plumbing leaks and more. You must own a home in the service area, meet income limits and have an elderly, disabled or minor family member to be served.

Seattle has way too many programs available to list here. If you’re a resident of King County, click here to see our extensive list of all the programs you may qualify for. Believe me, you don’t want to miss this!

Snohomish County can administer HOME funds to assist with home rehabilitation for low and moderate income homeowners.

Homage Senior Services can also provide no or low-cost home repairs to disabled and senior homeowners. They can perform services such as plumbing repair, sewer repair, minor carpentry, window repair, ramp repair, grab bar installation, security device installation, smoke alarm installation, and limited roof repair. To qualify, homeowners must be at least 62 years old OR at least 18 years old with proof of disability.

Master Builders Association hosts an annual Rampathon that builds free wheelchair access ramps for disabled homeowners throughout Snohomish County. For more information and an application, visit the MBA website. 

The County also offers a Weatherization Program to homeowners and renters. This program can install free insulation, seal air leaks, complete safety checks and provide other energy-efficiency home upgrades. This can help your household save a lot of money on power bills!

Tacoma has a few options for home repairs. Rebuilding Together South Sound, an agency that coordinates repairs in the city of Tacoma. You can receive assistance with repairs valued between $500 and $5,000.

Metropolitan Development Council manages a weatherization program that can provide free energy-efficiency upgrades, such as insulation, furnace repair, water heater insulation, weatherstripping and more. These measures will help you save money on your power bill and keep you more comfortable during cold and hot weather.

Associated Ministries provides home painting services for elderly, disabled and low income homeowners in Tacoma and other Pierce County communities. They’ve painted thousands of homes since 1985. You can apply online for the Paint Tacoma-Pierce Beautiful program. 

Eastern Washington

Columbia County is served by Blue Mountain Action Council. This agency provides assistance with minor home repairs, such as storm damage and emergency repairs. They can also help you receive weatherization services, which improve the energy-efficiency and comfort of your home. When funding is available, they may also assist with lead paint remediation. 

Ferry County is served by Rural Resources Community in Action, which can help you coordinate free weatherization upgrades (such as insulation and weatherstripping) and minor home repairs.

Garfield County is served by Blue Mountain Action Council. This agency provides assistance with minor home repairs, such as storm damage and emergency repairs. They can also help you receive weatherization services, which improve the energy-efficiency and comfort of your home. When funding is available, they may also assist with lead paint remediation. 

Lincoln County is served by Rural Resources Community in Action. Although home repair funds are not available in Lincoln County, RRCA can still assist you with free weatherization upgrades (such as insulation and weatherstripping). This can save you hundreds of dollars on your power bills!

Pend Oreille County is served by Rural Resources Community in Action, which can help you coordinate free weatherization upgrades (such as insulation and weatherstripping) and minor home repairs.

Spokane County residents can contact SNAP for assistance with home repair, wheelchair ramps, accessibility modifications and other needs. Spokane also has a Rebuilding Together affiliate that can assist with disability modifications and repairs.

Stevens County is served by Rural Resources Community in Action, which can help you coordinate free weatherization upgrades (such as insulation and weatherstripping) and minor home repairs.

Thurston County has a Rebuilding Together affiliate that may assist with minor repairs and disability modifications. This service may install wheelchair ramps, complete bathroom modifications, fix emergency plumbing leaks and more.

Walla Walla County is served by Blue Mountain Action Council. This agency provides assistance with minor home repairs, such as storm damage and emergency repairs. They can also help you receive weatherization services, which improve the energy-efficiency and comfort of your home. When funding is available, they may also assist with lead paint remediation. 

Whitman County has a Homeowner Resource Center which can assist with energy-efficient home upgrades through the weatherization program. They also have a home repair program, when funding allows.

Yakima offers a home repair program for seniors and disabled persons. They provide an average of $5,000  per home. They also have funds for emergency home repairs, as long as they cost less than $5,000. These grants are free for low income senior and disabled homeowners.

An exterior paint program is also offered through a city partnership with Habitat for Humanity. This program relies on donated labor to paint homes belonging to Yakima homeowners who are at least 55 years old or disabled (as determined by Social Security guidelines).

Get more FREE stuff in Washington!



2 Comments

  1. SHELLEY February 28, 2018
    • Nicole June 4, 2018
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