If you’re struggling with expensive home repairs in Garland, Texas, the city may be able to help. Through the Garland Home Repair Program, eligible homeowners can receive grant funding to address serious health, safety, and accessibility issues in their homes.
Unlike a traditional home improvement loan, these funds are provided as grants for qualifying households, helping residents address critical repairs they may not otherwise be able to afford. The program is designed to help low- and moderate-income homeowners remain safely in their homes.
Who May Qualify?
According to the City of Garland, the program is generally intended for homeowners who:
- Own and occupy a home within Garland city limits for at least 1 year
- Are current on property taxes and any mortgages
- Have a combined household income at or below 80% of Area Median Income (AMI)
- Have homes that need eligible repairs affecting health, safety, or accessibility
Additional requirements may apply. Homeowners should review the city’s current application materials for complete eligibility details.
How Much Is the Grant Worth?
There are two tiers of the grant program. Each one has its own limits.
Tier 1: Minor Emergency Repair Grant
Garland offers a Minor Emergency Repair Grant for homeowners who are:
- Age 55 or older, or
- Living with a disability
Eligible applicants may receive up to $5,000 to repair or replace one non-functioning component of the home.
That money can be used to help repair electrical, HVAC or plumbing systems. It can also be used for accessibility improvements or barrier removal.
Tier 2: Home Rehabilitation Repair Grant
Homeowners with more extensive repair needs may qualify for the Home Rehabilitation Repair Grant.
This program can provide up to $25,000 for multiple non-functioning components and larger rehabilitation projects.
Eligible work may include:
- Roof replacement
- Major electrical repairs
- HVAC replacement
- Plumbing repairs
- Accessibility improvements
- Other health and safety-related rehabilitation work approved by the program
Because funding is limited, applicants are encouraged to apply as soon as possible when funding becomes available.
How to Apply
To get started, download the application package from the Garland City website.
The city website says that you are required to submit documentation at the time of your application. You will need to gather:
- Bank statements (2 months)
- Paycheck stubs (2 months)
- Proof of all other household income. If your household doesn’t have income, they will ask for a signed and dated statement.
- Social Security Award letter (if applicable)
- Drivers license copies
- Social Security card copies
- Deed of Trust copy
- Divorce Decree (if applicable)
- Most recent mortage statement
For complete eligibility requirements, current income limits, and application forms, visit the City of Garland’s official Home Repair Program page.
Programs, funding levels, and requirements can change, so always verify details directly with the city before applying.
Relief Recap
Garland homeowners may be able to apply for assistance of up to $5,000 for certain emergency repairs or up to $25,000 for larger rehabilitation projects depending on household income, program requirements, funding availability, and the condition of the home. For more information, visit the City of Garland Home Repair Program website.
