How to Get Home Repair Grants in Texas

There are home repair grants in Texas available to low-income families and individuals. You can get help repairing your home and making it safer to live in!

Get more information on home repair grants right here.

Get free home repair grants in Texas!

The Community Affairs department offers home repair grants in Texas to low-income families who qualify. You must make under a certain amount and you must meet other guidelines to get the help from the state.

The Weatherization Assistance Program might be able to help you pay for a small portion of repairs to your home. It’s a program intended for low-income families who do not have energy efficient appliances and the appropriate insulation to keep their home cool. You must apply for it through your local community action agency.

Think Habitat for Humanity is just for people who need a new home? Think again! They might be able to help with home repairs and updates to make your home safer. Habitat relies on you putting some of the work into your home repairs. You can apply through Habitat to learn about programs available in your area.

You could get more help with home repair.

If you’re doing your home repairs yourself or looking for cheap repair materials, you might be able to find what you need at the Habitat for Humanity Restore. The store offers second hand and gently used tools, appliances and materials you can use to update your home. These come at a fraction of the cost of new supplies.

Were you involved in Hurricane Harvey or another natural disaster? You could qualify for home repair grants in Texas! You can get help updating your home or building a new home if yours was completely damaged in the natural disaster. Low-income residents must apply for the grant and you may be required to contact FEMA for more help.

Can’t get traditional financing? Use these loans to repair your home!

If you’re a veteran, you might be able to find resources through the VA. Some loans are available to repair or update your home. These come with the VA-backing that is so popular with mortgages.

Low-income families who are in rural areas might be able to get home upgrade loans through the USDA. These loans can range from $2,000 all the way up to $20,000 depending on your needs. The loans come with lower than normal interest rates and can help you upgrade your home for less!

Help for the elderly is available! If you’re 65 or older, you can qualify for additional loans and options through Texas. You must be able to provide proof of your age, income and need to get qualified for these loans.

Get help with your property taxes in Texas!

The Texas advisory committee might be able to provide help with property taxes. Depending on your income, you could qualify for exemptions on property taxes. Your homestead property value reduced by as much as $5,000 for tax purposes.

During disaster times and times of drought in Texas, families might be able to qualify for a lower tax rate. This is based on the areas affected by the drought or natural disaster. Since each county sets their own property tax rate, it depends on where the disaster was.

If you’re a 100% disabled veteran or you’re a surviving spouse, you can get a total exemption on your property taxes. This exemption will last for your lifetime. If you’re a surviving spouse, the exemption remains effective as long as you do not get remarried.

Veterans who are between 10 and 90% disabled can get a reduced home value for tax purposes. Your property value can be lowered by as much as $5,000 to $12,000 depending on the extent of your disability.

Texas residents who are 65 and older or who are permanently disabled may qualify for a lower tax rate. These rates are based on the county you’re in so be sure to check with your county how much lower your homestead taxes will be.

The surviving spouse of a first responder (police, fire, etc.) can qualify for a total exemption on your homestead tax. The exemption is available to surviving spouses for as long as they are unremarried.

You might qualify for Texas foreclosure relief.

Foreclosure relief might be available for low-income families in Texas. If you are facing foreclosure or you’re worried you might be close to foreclosure in the future, you can get help through the relief program.

If you’re facing foreclosure or you’re worried about it, you might be able to get help through the Texas foreclosure prevention program. The program might be able to help those who are low-income get help getting caught up on their mortgage or getting to a point where they can begin paying their bills again. You must do every step of the program including credit counseling.

Assistance is available for those involved in a natural disaster! You might qualify for foreclosure relief if your home was ruined due to a natural disaster, if you lost your job or there was a loss of life. You must apply for this through HUD.

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Get home repair grants in Texas counties!

Home repair grants in Texas counties can help you save even more and get valuable upgrades to your home! Many counties and cities in Texas offer repair grants and rehabilitation programs to help you make your home a better place to live!

Bell County

The Killeen rehabilitation program might be able to help you make upgrades to your home. They provide home repair grants in Texas to those who are unable to pay for them. You must apply through the housing development agency.

Bexar County

San Antonio home repair grants and owner occupied rehabilitation loans are available for low-income and those who are not low-income. The loans come at much lower rates than traditional home rehabilitation loans!

Bowie County

The Community Development Block Grant is available for Texarkana residents who want to make valuable upgrades to their home. You must apply to receive assistance.

Brazos County

If you’re in Bryan, you could qualify for the Community Development block home repair grants in Texas. The program is for low-income homeowners who need to make upgrades to their home. The upgrades must meet certain requirements and you could qualify for the grant based on your income and the need for repairs in your home.

Home repair loans are available in College Station! You can get help with home rehabilitation for a lower than average interest rate through your city.

Cameron County

The community development corporation in Harlingen might be able to help with a grant that covers up to $1,500 for home repairs. You must apply for the grant through the development corp to get help making these upgrades.

The owner-occupied housing assistance in Brownsville offers help through a low-interest loan. While rates may vary, they can be as low as just 5%. You must apply through the OOH program to get assistance with the loan process.

Collin County

Both the Allen home repair assistance program and the property investment program can help you get assistance upgrading your home. These programs are both offered by the city of Allen for low-income individuals. You must apply for them through the city.

If you’re in Carrollton and need help upgrading your home, you might be able to get help through the Carrollton neighborhood development program. The program offers low-interest loans to those who qualify to upgrade their homes.

Frisco offers some home repair grants in Texas for those who qualify. You must meet certain income guidelines and your proposed repair must be able to contribute to city beautification efforts.

McKinney grants for home updates might be able to help you make your home better. You can get help with repairs and help making updates to your home depending on your income level. You may also qualify for other assistance to make your home better.

Plano offers assistance with rehabilitation and home update loans and grants. You must apply through the housing development.

Comal County

New Braunfels provides low-income families with grants that can help you update your home. The program depends on how much money you make and the need you have for upgrades to your home. There are some limits to what the grant can be used for.

Dallas County

Dallas home repair grants might be able to help you save money on your home repairs. The grants can range from $1,500 up to $5,000 to help you make upgrades to your home.

If you’re in Rowlett, you might be able to qualify for home repair loan assistance. The loan can help you save money due to the lower interest rate.

The Mesquite housing rehabilitation program might help you get home repair grants in Texas. You must apply for the program at the city hall. The upgrades to your home must contribute to a better overall neighborhood if you want to qualify.

Irving residents might qualify for help through the Home Restoration Program. The program provides grants up to $2,000 and loans up to $30,000 to upgrade your home. You must apply for the loan repair help through the city.

Grand Prairie uses a community block grant to help residents upgrade their homes. You must qualify for the program to get assistance. You may also be able to get a home rehabilitation loan through Grand Prairie.

The Garland family department might be able to help you with a grant to make updates to your home. You can apply for the programs at the department. Make sure you have proof of income and need as well as an idea of the upgrades you plan to make.

Denton County

The Denton Community Development department might be able to help you afford upgrades to your home. The department works with low-income individuals to make upgrades to their homes through grants and loans.

Lewisville offers some programs for low-income families to get home repair grants in Texas. You might be able to qualify for the Community Block Development Grant.

Flower Mound uses the CBDG program to help qualified low-income individuals get home upgrade assistance. Since funding is limited and based on the overall grant amount, applying early might make it easier to get the grant.

Ector County

Odessa home repair grants might be able to help you upgrade your home. You can qualify for assistance through the city to get help making repairs to your home. The program is for families who are low-income and families who need to repair their home. The repair must help with neighborhood beautification efforts.

El Paso County

El Paso might be able to help low-income individuals get assistance with home upgrades. You must apply through the city. There are different programs available including community block grants and loans that come with low interest rates.

Galveston County

Galveston could help you upgrade your home for free or very little money. With the grants, you can get up to $1,000 toward your home upgrade efforts. With the loans, you can save money by getting low-interest rates.

Texas City provides community development rehabilitation loans to residents. They offer programs that could help you save money on the project. With their assistance, you can get a low-interest rate loan that might be able to help you make valuable upgrades to your home.

Grayson County

Denison offers community development grants to people who qualify. You must apply for the program through the Denison City assistance office.

Sherman might be able to help you upgrade your home. The program depends on the upgrades you plan to make and it could vary depending on your income. If you’re trying to upgrade your home for free, they offer grants to those who qualify.

Harris County

The Baytown rehabilitation program might be able to help you upgrade your home. The rehabilitation program works with homeowners throughout the city who want to upgrade their home and whose efforts will help with beautification in the city.

Are you in Houston? You might qualify for the city’s home repair programs. You can get help with loans and home repair grants in Texas that will help you make your home better and safer to live in.

Pasadena’s community development corporation could help you upgrade your home for free. The corporation offers free grants that you can use to make upgrades to your home.

Hays County

Using the San Marcos housing development assistance program, you might be able to get help making upgrades to your home. The program works with low income and moderate-income families in the city that want to upgrade their home but who may not have the money. They provide a loan option and a grant option to help suit different situations.

Hidalgo County

Edinburg’s housing assistance program might be able to help you with home repair grants in Texas. The program is intended for low-income families and moderate-income families who want to make upgrades to their homes.

Mission residents can get help with community development block grants offered by the city. You must apply for the grant and must be able to prove it will contribute to a better community.

Jefferson County

The Beaumont community development agency might be able to help you with home repairs. The agency uses grants to provide assistance to families who qualify for help upgrading their homes.

Lubbock County

Lubbock’s community development department provides low-income families with assistance for home upgrades through grants. You can get help with the program if you plan to make upgrades to your home and if you cannot afford the typical upgrade.

McLennan County

Waco’s housing department could help you make upgrades to your home for free. You can get home repair grants in Texas if you apply for the program and meet all the guidelines that are set up for this grant.

Midland County

Midland residents might be able to get help with housing grants. The grants are able to provide up to $5,000 in money for rehabilitation efforts in your home. You must prove that the rehab you’re doing to your home will make the neighborhood better.

Nueces County

Are you in Corpus Christi and in need of home upgrades? You can get help through the city with a rehabilitation loan. The loan can help you with up to $10,000 for home repairs.

Potter County

Residents of Amarillo can get help with home upgrades. You must apply through the city to get assistance with the rehabilitation efforts.

Smith County

Tyler might be able to help their residents with upgrades to their home. If you’re low-income and you need to upgrade your home, you can apply for assistance.

Tarrant County

Arlington provides homeowner assistance to residents who want to upgrade their home. They offer home repair grants in Texas as well as loan programs for families who are moderate income. You must apply through the Arlington community development agency.

Need help upgrading a home in Fort Worth? You could qualify for home repair grants that can help you with up to $2,000 toward your home updates.

Taylor County

Abilene provides a critical repair program for families who are unable to make necessary repairs to their homes. The program is intended for repairs that are causing health or safety issues. You can apply for the program and other home repair grants through the Abilene neighborhood services.

Tom Green County

Residents of San Angelo who need help with home repair grants might be able to get assistance through the city. You must be a homeowner, you must meet certain income guidelines and you must be doing repairs that are in the accepted categories.

Travis County

Homeowner assistance in Austin is available for homeowners struggling to update their home and make it safe to live in. You must meet certain requirements to qualify for this program.

Wichita County

Wichita Falls might be able to provide you with home repair assistance to upgrade your home for free. The assistance program helps by using a portion of the community development grant to make your home better.

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Chloe Skupnick