You Could Get New Mexico Home Repair Grants!

If your home is in disrepair or you need to make updates to it so it’s more comfortable, you might be able to get help. We found New Mexico home repair grants that could help you update your home!

Get more information on home repair grants right here.

New Mexico home repair grants could help you.

You might be able to get New Mexico home repair grants through the USDA. The department provides up to $7,500 in grants for people who qualify. If you live in a rural area and you meet other requirements, you can use the grant to pay for necessary home repairs.

The New Mexico weatherization program might be able to help if you want to upgrade your home for energy efficiency. This program provides New Mexico home repair grants that could help you save money and make your home as energy efficient as possible. You will need to apply for and meet the program requirements in your county for weatherization assistance.

You could make home repairs using a loan.

In addition to New Mexico home repair grants, the USDA might be able to provide loans that could help you update your home. You can use the loans for a variety of repair projects on your home. They come with a fixed interest rate of 1% and longer payback terms than traditional loans. You can get a USDA home improvement grant in amounts up to $20,000.

The New Mexico Mortgage Finance Authority might be able to help you update your home. The program works with people in New Mexico to refinance and provide loans you could use to update your home. Refinancing your home is a great way to get extra money to pay for any repair you need to your home.

If you’re a veteran or if you’re entitled to benefits through the VA, you might be able to find help with the VA regional loan center. The center has programs that could help you connect with loans for your home updates. If you’re a disabled veteran, you might also be able to qualify for New Mexico home repair grants you can use to update your home to make it more accessible.

New Mexico tax relief is available for property owners!

If you’re the head of your family, you might be able to qualify for a property tax exemption. This exemption could help lower your property taxes and might make it easier for you to pay the taxes you do owe. You can be a single person, a married person or even a widow. You can qualify for this exemption in addition to other programs through New Mexico. This exemption is similar to the Homestead exemption other states offer. The cap for this exemption is $2,000.

The veteran exemption might be able to help you with a portion of your property taxes. You’ll need to qualify by being an honorably discharged veteran. Some active duty military members may qualify for a similar tax exemption if they own a home in New Mexico but are not living in the home at that time. Disabled veterans might be able to get an even larger exemption on their property taxes.

If you’re the surviving spouse of a veteran killed during service or you’re a 100% disabled veteran as a result of your service, you might be able to get property tax relief. The program has very strict guidelines you’ll have to meet if you want to be able to get the exemption. It could help you with the full amount you owe in property taxes.

Head of Family exemption living in house capped at $2,000

We found New Mexico foreclosure relief!

The Keep Your Home New Mexico program might be able to help you keep your home if you’re facing foreclosure or if you’re unable to pay your mortgage. The program might make it easier for you to keep your home and can help you learn how to avoid the situation in the future. By using the program, you can set yourself up for successful homeownership and a better financial future.

New Mexico Legal Aid might be able to help people struggling with the possibility of foreclosure. If you’re facing foreclosure, you might have legal options that could make it easier for you to get out of that situation. You might also be able to qualify for assistance that could help you keep your home!

Your city could help with New Mexico home repair grants.

If you’re in New Mexico and you need home repair grants, you might be able to get them through your county! The three major cities in New Mexico offer programs that could help you upgrade your home and make it safer to live in!  

Albuquerque

Get New Mexico home repair grants if you’re in Albuquerque. You might be able to get help using the community development block grant. The CDBG could provide the funds you need to fix problems with your home. You can also use this to make updates to your home so it is more modern or more comfortable to live in. The Workforce Housing Trust Fund might also help you with your home repairs. You can use that program in addition to funding from the HOME investment program. With HOME, you could get help with a grant that could help you pay for some repairs to your home!

Las Cruces

The Home Rehabilitation program in Las Cruses might be able to help you with New Mexico home repair grants. The program might be able to help you qualify for funding you can use to update your home. Las Cruces also offers the CDBG program for people who qualify. If you’re in a mobile home and you need a ramp due to a disability, you might be able to have one installed for free!

Santa Fe

Residents of Santa Fe could get help with New Mexico home repair grants! The city offers the CDBG program for people who qualify. You might also be able to find help through the HOME investment partnership to update your home. Santa Fe’s housing trust fund could help you with assistance to make repairs or updates to your home. Additionally, you can get foreclosure relief options in Santa Fe!

Need more help in NM? We found it!

Chloe Skupnick