Having your home repaired doesn’t have to be a burden. With Georgia home repair grants, you can get help making repairs on your home without having to pay much. You might even be able to upgrade your home using these free resources.
Get free Georgia home repair grants.
While the USDA offers mortgages for low-income individuals, they also offer home Georgia home repair grants for those who are low-income and in a rural area. You must apply for the program and you must be able to show proof of income and need for repairs.
The USDA preservation of home grant could help you with up to $5,000 to preserve your property. If your home has any type of historic value or is part of a historic district, the grant could help you make it better through improvements and beautification options.
Even though the weatherization assistance program isn’t for everyone, you could get help making repairs to your home through it. The program helps add insulation and upgrade floors and even your roof. It could help you get more energy efficient appliances and even a climate control. You must apply for weatherization through your local assistance office.
These Georgia home repair grants might help.
The community home investment program could help those who are low-income and live in communities where beautification is a priority. You must apply for the program and you must meet certain requirements if you’re going to use it. The program comes from the Habitat for Humanity which means you will need to put some sweat equity into the property.
Habitat for Humanity may also help those who are low-income make other upgrades to your home. The program is for seniors, veterans and those who are disabled. Habitat recognizes that many of these people are unable to do sweat equity so they could waive the requirement.
The Community Development Block program could help those who are struggling with Georgia home repair grants. The program is offered in different communities throughout the state and could be available to people who need help no matter where they’re at in Georgia.
Can’t get traditional financing? Use these loans to repair your home!
The rural housing 502 loan could help you buy and repair your home at the same time. It’s a USDA program that allows low-income individuals the chance to purchase a “fixer-upper” and fix it all at the same time. The program has requirements you must meet and you must be in a rural area of Georgia. You can use it in combination with Georgia home repair grants to help you update your home.
The VA offers loans that are low-interest for veterans and current military members. These loans could allow you the chance to upgrade your home without the need for Georgia repair grants. The loans vary in amounts from $1,500 up to $20,000 depending on the amount you need to repair your home.
People with AIDS could get help with housing loans. The HOPWA program allows those with aids the chance to get housing assistance depending on their income and other factors. You could get help with home repair loans and grants depending on your situation.
You could be eligible for property tax relief in Georgia!
Low-income individuals could get help with the homestead tax exemption in Georgia. You might be able to get up to $2,000 in tax exemptions as a homesteader. If you’re struggling to pay your property taxes, this could help you make sure you’re able to actually get the help you need.
Those who are 65 and older can get $4,000 in tax exemptions as homesteaders. You must provide proof of age. Married couples are able to double up on the exemption, but will need to meet certain requirements to do so.
If you’re 62 or older and you live in certain school districts in Georgia, you might be able to get tax exemptions up to $10,000. These exemptions are based on the school district and the homestead you live in.
Disabled veterans or their surviving spouses can get property tax relief up to $60,000. This is available for the surviving spouse for as long as they’re in the homestead and unremarried.
If you’re a surviving spouse of a peace officer or a firefighter killed in the line of duty, you could get up to 100% tax exemption on your homestead. You must meet certain requirements each tax year to qualify for it. Spouses must also remain unremarried to continue getting the tax exemption.
You might qualify for Georgia foreclosure relief.
Georgia could offer help with mortgage restructuring and counseling for those who are trying to avoid foreclosure. The program depends on what you need help with and what you’re able to pay to keep your home out of foreclosure. You must apply through the state.
You could get help through the Save the Dream program. This program allows you to save money on foreclosure prevention while also restructuring your finances. You must use the counseling to apply for the program, but it could help you figure out how to better manage finances in the future.
If you’re unemployed or had your income drastically reduced through no fault of your own, you could qualify for the HomeSafe program. This program allows you to bridge the gap between near-foreclosure and being able to handle your finances again.
Region and county specific home repair grants are here.
Some counties and regions in Georgia could provide you with grants. If the state-sponsored Georgia home repair grants aren’t enough or you don’t qualify, you could get help through other programs. Check below for your county!
Central Georgia could get help through the community program with Georgia home repair grants. The program works to allow low-income individuals the chance to improve their lives and home through their assistance. You can get help with updates to your home. The amount you’re eligible for is capped at $5,000.
If you’re in the Central Savannah River area, you could get help with the community funding program. The Georgia home repair grants could help you make the most of the home you already have instead of dealing with issues from repairs you need.
Northern and Northeastern Georgia
The North Georgia Community Foundation could help with Georgia home repair grants. You can use these grants in addition to other grants or loans you get from the state and other sources. You can use them to help make safety upgrades and other upgrades to your home.
The community foundation in Northeast Georgia helps those who are low-income and qualify for the Georgia home repair grants. You must apply for the program through the community foundation.
Western and Northwestern Georgia
The Western Georgia community foundation could help those who are struggling to get home repair grants. The Georgia home repair grants can help you if you need to make safety repairs or other types of repairs to your home. The grant approval depends on your income and the need you have.
Northwestern Georgia’s community foundations work to help those who are in need of assistance through the different programs. You can get help through the program and that might allow you to make the most out of the options you have for home repair.
If you’re on the coast, you could get Georgia home repair grants to help you fix your home. The repair grants allow low-income individuals the chance to make their home safer and better overall. You must apply for the program through the Coastal Georgia Foundation.
Clark County provides Georgia home repair grants and loans for those struggling to get traditional financing. You must apply through Clark County to be eligible for this type of assistance.
If you’re in Cobb County, you could get help with the Georgia home repair grants that you can use to make your home safer. Grants are offered in amounts up to $1,000. You could also qualify for a loan of up to $20,000 to repair your home.
Fulton County could help with home repair grants. You must apply for the grants or loans through the Fulton County district office.
If you’re in Columbus, Georgia or any of Muscogee County, you might qualify for Georgia home repair grants. These grants can help you make your home safer and a better place to live depending on what needs done to your home.