Home Repair Grants in Missouri: How to Get One

(Last Updated On: January 4, 2019)

If you own a home in and you need help with home repair grants in Missouri, we found options that might work for you! Check out these grants, loans and other programs that could help save your home!

Get more information on home repair grants right here.

You could get home repair grants in Missouri!

The Neighborhood Assistance Program might be able to help you with home repair grants in Missouri! The program has specific requirements for eligibility for assistance. You might be able to get grants to help you make both minor and moderate repairs to your home.

If you’re in dire need of home repairs, you might be able to get them through the Habitat for Humanity. Even though Habitat usually focuses on new builds and new construction, they might be able to help you fix your home. You’ll need to put sweat equity into it and you’ll probably have to be on a waiting list to get help.

The weatherization assistance program might be able to help you if you want to upgrade your home and it is not energy efficient. You could get better heating, better insulation and even better flooring to make your home easier to cool and warm up during different seasons. You must meet certain income requirements to be approved for weatherization.

The USDA offers a grant to people who qualify for it and are in an area that they consider rural. You will need to apply for the grant through the USDA. You could get up to $7,500 in money you don’t have to pay back!

Try these loans to help repair your home.

While the USDA grant option is great for people who need $7,500 or less for home repair grants in Missouri, it might not be able to cover all the repairs you need to have done to your home. For that, you could qualify for the USDA loan. This is a loan, up to $20,000, you can use toward a variety of home repairs. You’ll need to be in a USDA rural area and meet their requirements. The loan is low-interest and allows you to pay back over a longer period than most traditional loans.

If you’re entitled to VA benefits, you might be able to get help with home repairs through the VA-backed loan. This loan comes with the VA guarantee and might be easier for you to obtain than a traditional loan. You will still need to meet some income and credit requirements to get this loan!

Property tax relief is available in MO!

You could qualify for property tax credit in Missouri! If you meet guidelines including both income and property guidelines, the property tax credit could help you save a lot of money on your property taxes. You’ll need to apply for these benefits through your local tax office or online.

If you’re over 65 or you’re 100% disabled, you might qualify for homestead property tax relief. This could help you save a lot on your property tax bill and could even help you with past-due amounts on your property tax. Find out if you meet the requirements through your local tax office!

Missouri foreclosure relief could help you.

The Missouri housing counseling agency might be able to help you with foreclosure relief. Using the agency, you might be able to find relief for making the best choices to avoid foreclosure. This could help you save money and save your home so you can keep it! You might also be able to use the Missouri home counseling agencies to help you learn more about purchasing a home and affording a home.

Making Home Affordable could help you with foreclosure relief. If you’re facing foreclosure or if you know you’re going to struggle to pay your mortgage, you could get the help necessary to avoid foreclosure! Even if you’re unable to pay your mortgage, you’ve lost a job or you’re suffering with an illness, you could find help through Making Home Affordable.

Cities might help with home repair grants in Missouri!

If you’re in need of home repair grants in Missouri, you might be able to get help through your city! You might be able to get help with repairs, upgrades and so much more! These cities are entitlement cities. While there may be some help available in counties, none of the Missouri entitlement counties offer assistance for home repairs through the CDBG. You might be able to get assistance if you live close to one of these cities or are within the CDBG boundaries to one of these cities!

Blue Springs

If you’re in Blue Springs and need home repair grants in Missouri, you might be able to get them through their minor home repair program. They work with people on a case by case basis and might be able to help you update your home. These grants are generally reserved for people who need emergency home repairs or who need repairs to make their home better.

Florissant

The Florissant home improvement no interest loan might be able to help you if you need to make updates or upgrades to your home. The loan can be used for home repairs. People who qualify can get up to $5,000 to use toward their home repair through the loan. It may not be available all the time and funding might be based on your need as well as your ability to meet the loan requirements.

Independence

Through the community development program in Independence, you can get help with home upgrades. The community development division might be able to help you with low or no interest loans as well as grants you can use to upgrade your home. You will need to meet the division’s requirements for both residency and income.

Jefferson

Residents of Jefferson who need help with home repair grants in Missouri might be able to get them through the community development block grant. You’ll need to apply for the grant and meet their requirements if you want to get help. Those in need will have to meet the CDBG requirements to find assistance through Jefferson.

Joplin

The Joplin neighborhood services division aims to build safe and strong neighborhoods. The city offers a variety of incentives and programs to families who might need help with home repairs. You could qualify for assistance or even full grants toward making your home safer and nicer.

Kansas City

If you need home repair grants in Missouri and you’re in Kansas City, you might be able to get them. Kansas City offers the community development block grant for people who qualify. You must meet their income and other guidelines to get help from the CDBG. The city might also have programs available that could help you repair your home if your building is unsafe or if you’re struggling to make the most out of it.

Lee’s Summit

Are you in Lee’s Summit in need of home repair grants? You might be able to get help through the CDBG. The program is open various times throughout the year and might be able to help you if you meet their income and other requirements. The city of Lee’s Summit also offers a minor home repair program to people who qualify. It could help with minor repairs. The city generally only uses this program for people who are in dire need of repairs or who have an emergency situation.

O’Fallon

Project HOME in O’Fallon might be able to help you with home repair grants in Missouri. Local businesses and even individuals donate toward the cause and O’Fallon fundraises for it throughout the year. They use these funds to help people who are struggling to make their homes a better place. O’Fallon might be able to help if you’re in need of emergency repairs or if you need upgrades to make your home accessible.

project home

St. Louis

The Healthy Home Repair program might be able to provide you with assistance toward your home repairs. If you meet the requirements in St. Louis, you could get help making emergency repairs, urgent repairs and even some general repairs. There are limits to how much you can make to qualify for this program and there are limits that could cap the type of repairs you have.

Get more help in Missouri!



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