If you want to update your home or make necessary repairs, it might be hard to do with not much income! We found help for Virginia home improvement that could make it easier for you to make those repairs and update your home!
You could qualify for Virginia home improvement grants.
The USDA might be able to roll Virginia home improvement repairs into your home purchase if you qualify for a USDA-backed mortgage. Additionally, you might be able to get up to $7,500 toward your home repairs if you qualify according to the USDA. This amount is in the form of a grant that you do not have to pay back!
You might also be able to get help through the VHDA. They have a grant available for disabled veterans to help make their home easier for them to adapt to. The grant can be used for modifications to make living in the home easier.
The Habitat for Humanity sometimes helps with emergency repairs. You’ll probably have to be on a waiting list, but that might be expedited if you’re in dire need. You’ll be required to put some sweat equity into the home. Habitat for Humanity also offers the ReStores for people who want to fix their home themselves.
Rebuilding Together might be able to help you with Virginia Home Improvement. If you’re in need of repairs to your home, you might be able to get help from other volunteers. The repairs can help you make your home safer to live in.
If your home is not energy efficient, it might cost you a lot more money to heat or cool! You could benefit from weatherization assistance. This program can help you with energy efficient appliances and heating. It could also help with flooring and insulation in your home.
Try these loans to help repair your home.
The Virginia Department of Housing and Community Development might be able to offer assistance. You could get help with Virginia home improvement and energy conservation loans. These loans come with easier payback options in addition to lower interest rates than traditional loans.
The USDA might be able to help you with up to $20,000 toward home repairs. You could use this in addition to a USDA mortgage and a grant from them. There are requirements you’ll have to meet, though, to get approved for the loan. You must pay it back, but the USDA gives more time than most traditional lending institutions.
If you’re a veteran, you might qualify for a VA-backed loan. This loan might make it easier to upgrade your home and could give you a chance to make your home safer and more adaptable. Even if you need to make minor repairs to make your home more livable, the loan might be able to help with that!
Property tax relief is available in VA!
Do you have a historic home? You could get a tax credit! The tax credit might be even larger if you have recently rehabbed the home. You’ll need to provide proof and meet certain requirements, but the tax break can be significant depending on the real estate values.
The veteran tax exemption might be able to help you save some money on your real estate taxes. If you’re a veteran, you could qualify. Disabled veterans may be able to qualify for more.
Surviving spouses might also be able to get property tax relief. In fact, surviving spouses of veterans killed during their time of duty could get up to 100% relief of their property taxes if they meet certain requirements.
Virginia foreclosure relief could help you.
The Virginia Housing Development Authority offers foreclosure prevention resources that might make it easier for you to get help if you’re facing foreclosure. There are resources that might allow you to get caught up on your mortgage and completely avoid foreclosure.
Veterans with delinquent mortgages might also be able to get help! If you’re a veteran and you have a late mortgage or you’re facing foreclosure, you could get help from the VA. There are resources available that can help you get caught up and better handle owning a home so you don’t get close to foreclosure again!
You could get help with Virginia home improvement through your county.
Different counties and city-counties in Virginia might be able to help you get improvements to your home. There are resources that can help with grants and loans available!
The Waynesboro redevelopment agency might be able to help you if you’re struggling with home repairs. You could get help with an indoor plumbing loan or a home rehabilitation loan. They also have resources to help connect you with assistance for emergency home repairs.
If you’re in need of Virginia home improvement in Arlington County, you might be able to get it through the community development block grant. This grant can help you save money and help you get repairs even if you don’t have any money to do it with!
The Appalachia Service project provides Virginia home improvement help to residents of Bristol County. They also have other areas where they can help. They offer assistance in most of Appalachia including counties in Virginia, Tennessee and West Virginia!
Are you in Lynchburg? You might be able to get Virginia home improvement grants through the CDBG. The county offers assistance with this federal program and might be able to help you make emergency repairs to your home. Additionally, you could get help with weatherization through the county if you qualify!
Chesapeake City County
The redevelopment housing grants in Chesapeake might be able to help you upgrade your home and make it safer to live. They offer Virginia home improvement grants to low-income residents who also meet other requirements.
If you’re in Fairfax and you need help upgrading your home, you could get that help through the community development block grant. This grant can help you with emergency repairs and repairs to make your home a safer place. They could also make your space more livable.
Galax City County
The Rooftop of Virginia in Galax might be able to help if you have health and safety issues with your home. They may be able to make minor Virginia home improvement repairs to remove safety and health problems in your home. These issues must put you or others in immediate danger.
Gloucester Housing Partnership offers an emergency home repair program. While they might not be able to help you with all the Virginia home improvement needs you have, they could help if you have emergency repairs that you need done to make your home safer and more livable.
The Appalachian Community Action and Development Agency might offer emergency home repair to people who are low-income and meet their requirements. They might also be able to help you with plumbing rehab especially if you do not have indoor plumbing in your home.
Do you have an emergency home repair you need to have done? You could get help through Loudon County! They also offer a home improvement grant program and revitalization program. These could help with the Virginia home improvement projects you need to do!
If you’re in Danville and you need help with home improvements, you could get it through the housing and financing agency. They offer empowerment for counseling and can teach you to reinvest. Additionally, they offer foreclosure assistance and repair help to those who qualify!
Prince William County
The neighborhood repair and rehab program in Prince William County might make it easier for you to upgrade your home. You could get help with upgrades that might make your home safer and more livable. These programs are available in neighborhoods throughout the county to thoe who qualify.
Suffolk City County
Suffolk offers a variety of resources for people in the city. In addition to their housing vouchers and other assistance, they might be able to help with home improvement loans and the CDBG program.
Virginia Beach City County
If you’re in Virginia Beach, you might be able to get help with Virginia home improvement. You could get assistance through their home repair loans for low-income families. You will need to meet income guidelines and other requirements to get approved for these loans!
The CDBG in Newport News could help you get Virginia home improvement options. The grant can help you save money and can help you bring improvements to your home so you can make it a safer and nicer place to live.
Are you in York County? You might be able to get help with Virginia home improvement options through the housing and neighborhood revitalization efforts! There are loans and grants available that might be able to help you upgrade your home and make it safer.
Don't miss out!
Sign up for our Low Income Freebies & Tips (LIFT) messages to get text notifications of new freebies in your area!