Whether you have a major or minor ND home repair project, you might be able to get help with it! We found resources that could help you update your home and make it safer.
Need ND home repair help? You could get a grant!
If you need ND home repair help, you might be able to get a grant through the USDA. The USDA provides grants up to $7,500 for people who qualify for them. You will need to meet the program requirements including living in a rural area to get help with a grant. The program also has income requirements you’ll need to meet to get help.
The Habitat for Humanity primarily works with people who are in need of a home, but they might be able to help if you have emergency repairs or issues in your home that are causing it to be unsafe. After getting approved for help through the Habitat for Humanity and going through the waiting list process, you might be able to get help with the repairs. Repairs are done with you putting in work and volunteers putting in work under the direction of a general contractor. The Habitat for Humanity also has the ReStores to help people who are DIY-ing their home repairs get materials for a lower cost.
North Dakota offers a weatherization program for low-income residents who need help updating their home to make it more energy efficient. If you meet the program requirements and your home is not energy efficient, you could get help making it that way through the program. You could get help with updates to your heating and insulation systems.
The Rehabilitation grant for disabled people in North Dakota might make it easier for you to make accessibility upgrades to your home. If you’re disabled and you need ramps or adaptability measures, this grant could pay for them as long as you meet the requirements.
ND home repair loans could help you.
The Neighborhood stabilization program could help you update your home if you need assistance with repairs or upgrades to make your home safer. There are program options that could help you save money and that might make it easier for you to have a safer program. This is not a grant, but it’s a loan. You will have to pay the money back.
The USDA’s low-interest loan could help you with home upgrades. The program has options that might make it easier for you to pay for upgrades to your home. If you meet the requirements they have in place, you could get up to $20,000 that you can use for home repairs. There is a list of repairs the grant can be used for, but most repairs qualify. You cannot pay for things like landscaping or swimming pools with the loan.
If you purchase a home that’s in need of ND home repair, you might be able to get the major home improvement loan. This is a loan you can use when you’re purchasing the home to make it easier to make updates to the home once you’re in it.
Veterans and disabled veterans can get help through the VA if they meet the qualifications. There are program options that might make it easier for you to update your home and make it easier to live in. If you’re a disabled veteran, you might be able to get a loan that could help you with accessibility ND home repair projects.
Are your ND property taxes hard to pay? You could get relief!
The personal property tax exemption could help if you own personal property in North Dakota. This exemption might make it easier for you to pay your property taxes and could help you lower the taxable amount of any property you own. You will have to meet the North Dakota requirements for the personal property tax exemption to make it easier to pay your taxes.
The Low-Income Housing Tax Credit could help if you’re a low-income homeowner in North Dakota. This tax credit could help you save money on your taxes and provide you with a credit toward the property you own. You will have to be a long-term homeowner and meet other qualifications to get help with this tax credit.
If you’re a veteran or a disabled veteran, you could qualify for help with your property taxes. You will need to meet the qualifications for the property tax exemption and you’ll have to make sure you’re able to provide proof of the exemption eligibility. Disabled veterans or the surviving spouses of disabled veterans could get up to 100% property tax exemptions.
North Dakota foreclosure relief could help you.
The North Dakota Foreclosure Relief Program might make it easier for you to avoid foreclosure if you’re facing it. If you’re unable to pay your mortgage because of the loss of a job or other issue, you might be able to get help with foreclosure relief. The program might make it easier for you to save your home and to help yourself avoid facing the situation again in the future.
If you’re a veteran facing foreclosure, you might be able to get help through special programs. These programs could make it easier for you to avoid foreclosure. They could help you get assistance with making your mortgage payments in the future. Because of the options that are available to veterans, you might be able to help yourself through different relief options.
North Dakota might be able to provide you with an attorney who could help you with your foreclosure case. The attorney can help you learn about your rights related to foreclosure. They can help you learn how you can keep yourself out of it. A free attorney might also be able to represent you if you’re going to court over your foreclosure case.
Counties might help with repair resources.
Your county might be able to provide ND home repair assistance. If you’re in need of repairs to your home, programs are available in different North Dakota counties that could help with the repairs.
The Bismark Community Action program might be able to provide help if you have a ND home repair need. The city has options that might make it easier for you to fix your home. They could help you get the funds you need to make the repairs. They might be able to help you with the CDBG or with a deferred interest loan. With the loan, you won’t have to pay it back until you sell the home. The CDBG is a grant that does not have to be paid back.
The Fargo Housing Assistance Program could help if you’re struggling with a ND home repair or if you need to make an update to make your home safer or more secure. There are options available that could help you lower the amount you have to pay to update your home. You could even get special assistance to help you find a way to pay for the repairs.
If you’re outside of the city of Fargo, you might still be able to get help through the Fargo Community Action Program. This program provides CDBG funding to people who qualify for it and might make it easier for you to update your home. The program provides grants that don’t have to be paid back and loans that only have to be paid back when you sell your home. In addition, they might have low-interest loans for moderate-income homeowners struggling to make repairs to their home.
Grand Forks County
Need ND home repair assistance in Grand Forks? You could get help with a low-interest loan that could provide assistance for people who need home repairs. The city has options available that might make it easier for you to update or repair your home.
The Dickinson Community Action Agency might be able to help if you need to repair or update your home. They offer the CDBG when funding is available and to people who qualify for assistance through the program. You will need to meet their requirements for your income and homeownership. You’ll also have to provide information on the repairs you need to your home. The information should include how you’re going to do the repairs.